M.& W.MACK LIMITED exhibits a clear trend of extended payment cycles, with an average payment time of 37 days. The majority of payments (60%) consistently fall within the 31-60 day window, suggesting this is their standard operational trajectory. This indicates suppliers should anticipate payments extending beyond conventional net-30 terms, as only 32% are paid within that timeframe.
Reliability for on-time payments is low, as 70% of all payments are categorized as late, indicating a consistent deviation from prompt settlement. While 60% of payments settle predictably between 31-60 days, the 8% extending beyond 60 days introduces significant unpredictability and cash flow risk. This pattern suggests moderate predictability for general lateness, but specific payment dates can fluctuate significantly, particularly for the extremely delayed invoices.
Suppliers engaging with M.& W.MACK LIMITED should expect and plan for payments to be routinely delayed beyond 30 days, averaging 37 days. Key decision factors include the ability to absorb an average 37-day payment cycle and manage potential 60+ day delays for a small portion of invoices. To mitigate risk, consider implementing adjusted credit terms, requiring partial upfront payments, or exploring early payment discounts for financial planning.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 27 Oct 2024 - 25 Apr 2025 | 03 Jul 2025 | 37 | 32% | 60% | 8% | 70% |
| 27 Apr 2024 - 25 Oct 2024 | 25 Nov 2024 | 37 | 38% | 61% | 1% | 76% |
| 29 Oct 2023 - 26 Apr 2024 | 28 May 2024 | 38 | 26% | 66% | 8% | 32% |
| 29 Apr 2023 - 28 Oct 2023 | 14 Dec 2023 | 33 | 40% | 56% | 5% | 66% |
| 29 Oct 2022 - 28 Apr 2023 | 25 May 2023 | 33 | 40% | 57% | 3% | 64% |
| 30 Apr 2022 - 28 Oct 2022 | 29 Nov 2022 | 32 | 43% | 54% | 3% | 64% |
| 01 Nov 2021 - 29 Apr 2022 | 27 May 2022 | 35 | 36% | 60% | 4% | 69% |
| 01 May 2021 - 31 Oct 2021 | 03 Dec 2021 | 36 | 34% | 61% | 5% | 73% |
| 25 Oct 2020 - 30 Apr 2021 | 26 May 2021 | 36 | 43% | 55% | 2% | 69% |
| 25 Apr 2020 - 24 Oct 2020 | 24 Nov 2020 | 34 | 41% | 57% | 2% | 68% |
| 27 Oct 2019 - 24 Apr 2020 | 19 May 2020 | 38 | 33% | 65% | 2% | 69% |
| 27 Apr 2019 - 26 Oct 2019 | 25 Nov 2019 | 37 | 30% | 68% | 2% | 77% |
| 28 Oct 2018 - 26 Apr 2019 | 24 May 2019 | 34 | 47% | 46% | 6% | 69% |
| 28 Apr 2018 - 26 Oct 2018 | 03 Dec 2018 | 36 | 44% | 48% | 7% | 63% |
| 29 Oct 2017 - 27 Apr 2018 | 12 Oct 2018 | 27 | 72% | 26% | 2% | 23% |
| 29 Apr 2017 - 28 Oct 2017 | 01 May 2018 | 32 | 62% | 33% | 5% | 60% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Standard payment terms are 30 days, but we will negotiate longer terms if appropriate.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
N/A
Maximum contractual payment period agreed
60
Disputes should be referred to the relevant accounts payable department. Contact details can be found at www.frescagroup.co.uk.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
M.& W.MACK LIMITED operates as an active Private limited Company, functioning as a distinct corporate entity within the UK legal framework. This structure limits shareholder liability and provides a formal basis for commercial operations.
The company was incorporated on 2 January 1948 and holds company number 00447404. Its registered office is located at The Fresh Produce Centre, Transfesa Road, Paddock Wood, Kent, United Kingdom, TN12 6UT, situated within the South East region.
As a Private limited Company, M.& W.MACK LIMITED utilises a legal framework enabling the provision of various commercial goods and services. This corporate structure is a standard choice for organisations engaging in diverse business activities across the UK market.