PRUDENTIAL HOLDINGS LIMITED

PaymentCheck Score 2025
48Poor
4.3vs last year
#3739 in UK
#173 in Scotland

Company Information

Company Number
SC210546
Registered Address
4th Floor, Saltire Court, 20 Castle Terrace, Edinburgh, Scotland, EH1 2EN
Status
Active
Employee Count
0
Turnover
Coming Soon
EBITDA
£0

Additional Details

Company Type
Private limited Company
Incorporated On
1 September 2000
Nature of Business
64209 - Activities of other holding companies not elsewhere classified
Industries
Financial Services
Region
Scotland

Time to Pay

Average Time to Pay
45 days
Shortest Period:45 days
Longest Period:0 days
Max Contractual:45 days

Payment Timeline

Within 30 Days
33%
31-60 Days
31%
After 60 Days
36%
Not Paid Within Terms46%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-07-17
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202517 Jul 20254533%31%36%46%
01 Jul 2024 - 31 Dec 202429 Jan 20256531%22%47%69%
01 Jan 2024 - 30 Jun 202429 Jul 20243565%19%16%24%
01 Jul 2023 - 31 Dec 202330 Jan 20244056%25%19%31%
01 Jul 2022 - 31 Dec 202226 Jan 20234153%30%17%27%
01 Jan 2022 - 30 Jun 202226 Jul 20224148%34%18%45%
01 Jul 2021 - 31 Dec 202125 Jan 20224455%21%24%34%
01 Jan 2021 - 30 Jun 202127 Jul 20214361%18%21%16%
01 Jan 2020 - 30 Jun 202028 Jul 20204639%30%31%54%
01 Jul 2019 - 31 Dec 201929 Jan 20206035%34%31%47%
01 Jan 2019 - 30 Jun 201929 Jul 20196054%16%30%44%
01 Jul 2018 - 31 Dec 201825 Jan 20192774%17%9%23%
01 Jan 2018 - 30 Jun 201827 Jul 20183752%34%14%40%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Prudential Holdings Limited shall pay an invoice within 45 days of receipt of invoice unless otherwise provided in the 'Schedule of Pricing and Payment' or the applicable 'Statement of work' stipulated in the Prudential Holdings Limited standard contract terms and conditions.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

Prudential Holdings Limited is an intermediate holding company within the Prudential plc group of companies. The standard payment terms apply to invoices from other companies within the Prudential plc group, which represents a significant proportion of the qualifying contracts of Prudential Holdings Limited, as well as those from external suppliers.

Maximum contractual payment period agreed

45

Dispute Resolution Process

Schedule of Governance Structure stipulated in the Prudential Holdings Limited standard contract terms and conditions provides that in the event of a dispute, an authorised officer of Supplier or Prudential Holdings Limited may escalate such dispute for resolution between the parties. The authorised officer shall submit a written request to the Service Review Group (with a copy provided to an authorised officer of the other party) giving reasonably sufficient details of the dispute and providing a full description of any remediation efforts or activities that each party has taken to remedy or resolve the dispute. Such request shall also contain sufficient details for the other party to assess the dispute and whether sufficient action has been taken by it to remedy or rectify such dispute.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

PRUDENTIAL HOLDINGS LIMITED is a UK-based multinational insurance and financial services company. Founded in 1848, it has grown to become a leading provider of insurance, savings, and investment products to over 26 million customers worldwide.

The company's sustainability program focuses on reducing its environmental impact, promoting diversity and inclusion, and supporting communities through various initiatives. It has committed to becoming a net-zero carbon emissions company by 2050 and has set targets to reduce its carbon footprint and increase its use of renewable energy.

PRUDENTIAL's products and services include life insurance, retirement planning, savings and investment plans, and asset management. Its flagship product, the PruFund, offers customers a range of investment options to suit their risk appetite and financial goals. The company also offers health and protection insurance, helping individuals and businesses protect against unexpected events.

Key people at PRUDENTIAL include the Chairman, Paul Manduca, and the Group Chief Executive, Mike Wells. They are supported by a strong leadership team with extensive experience in the insurance and financial services industry.

For more information on PRUDENTIAL's products and services, customers can visit their website at www.prudential.co.uk. The registered office address is at 1 Angel Court, London, EC2R 7AG, United Kingdom.

Overall, PRUDENTIAL HOLDINGS LIMITED is a reputable and sustainable company that continues to provide innovative solutions to its customers while also making a positive impact on society and the environment.

Financial Metrics

Cash
£289,143,256
Net Worth
£3,979,964,302
Total Current Assets
£2,887,525,997
Total Current Liabilities
£2,242,757,255

Company Location