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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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PAYMENTCHECK
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Sectors›Financial Services›SCOTTISH WIDOWS GROUP LIMITED

SCOTTISH WIDOWS GROUP LIMITED

Company Information

Company Number
SC199547
Registered Address
69 Morrison Street, Edinburgh, Midlothian, EH3 8YF
Status
Active
Employee Count
0
Turnover
£1,126,000,000
EBITDA
£1,106,000,000

Additional Details

Website
https://scottishwidows.co.uk
Phone
Company Type
Private limited Company
Incorporated On
1 September 1999
Nature of Business
70100 - Activities of head offices
Industries
Financial Services
Region
Scotland
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Company Review

Trend Analysis

The average time to pay for SCOTTISH WIDOWS GROUP LIMITED has been consistent over the past three years, with an average of 30 days. However, there has been a slight increase in the percentage of invoices paid within 30 days, from 75% in 2018 to 80% in 2021. This shows that the company is making an effort to pay their invoices on time.

Volatility Analysis

There is low volatility in the payment behavior of SCOTTISH WIDOWS GROUP LIMITED, as the percentage of invoices paid within 30 days has remained consistent at around 75-80% over the past three years. However, there was a slight increase in the percentage of invoices paid later than 60 days in 2022, indicating a slight delay in payments during that period.

Summary Analysis

For the past three periods, SCOTTISH WIDOWS GROUP LIMITED has maintained an average time to pay of 30 days. The company has consistently paid a high percentage of their invoices within 30 days, with a slight increase from 75% in 2018 to 80% in 2021. However, there was a slight increase in the percentage of invoices paid later than 60 days in 2022, which was the worst period in terms of delayed payments. There is low volatility in the company's payment behavior, with consistent payment patterns over the past three years.

Performance Reports History

Reporting Period Filed: 2024-01-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2023 - 31 Dec 202330 Jan 2024
01 Jan 2023 - 30 Jun 202328 Jul 2023
01 Jul 2022 - 31 Dec 202230 Jan 2023
01 Jan 2022 - 30 Jun 202228 Jul 2022
01 Jul 2021 - 31 Dec 202128 Jan 2022
01 Jan 2021 - 30 Jun 202128 Jul 2021
01 Jul 2020 - 31 Dec 202028 Jan 2021
01 Jan 2020 - 30 Jun 202029 Jul 2020
01 Jul 2019 - 31 Dec 201928 Jan 2020
01 Jan 2019 - 30 Jun 201929 Jul 2019
01 Jul 2018 - 31 Dec 201829 Jan 2019
01 Jan 2018 - 30 Jun 201827 Jul 2018

About this company

Scottish Widows Group Limited is a Companies House-registered entity based in Edinburgh, classified under head office activities. It sits within Lloyds Banking Group and functions as part of the corporate structure overseeing the Scottish Widows brand, which the group's own materials describe as providing pensions, investments and life insurance products, with a history dating back over 200 years. The wider Scottish Widows business, part of Lloyds Banking Group, offers workplace and personal pensions, stocks and shares ISAs, share dealing, retirement products and life, critical illness and income protection cover, alongside a customer app for managing accounts. This entity's own role is as a group holding or head office company rather than a direct customer-facing operator.

Generated from the company's website and Companies House records. Sources: scottishwidows.co.uk · scottishwidows.co.uk

Financial Metrics

Cash
£162,995,000
Net Worth
£9,706,665,000
Total Current Assets
£199,885,000
Total Current Liabilities
£1,414,868,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell