CREATION CONSUMER FINANCE LIMITED
Company Information
- Company Number
- NI032565
- Registered Address
- Wellington Buildings 6th Floor, Wellington Buildings, 2 - 4 Wellington Street, Belfast, Northern Ireland, BT1 6HT
- Status
- Active
- Employee Count
- 0
- Turnover
- £207,003,000
- EBITDA
- £28,322,000
Additional Details
- Website
- https://creationfs.co.uk/
- Company Type
- Private limited Company
- Incorporated On
- 19 June 1997
- Nature of Business
- 64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Industries
- Financial Services
- Region
- Northern Ireland
Time to Pay
Payment Timeline
Payment Features
Payment Score History
Performance Reports History
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jan 2025 - 30 Jun 2025 | 30 Jul 2025 | 15 | 93% | 5% | 2% | 8% |
| 01 Jul 2024 - 31 Dec 2024 | 30 Jan 2025 | 15 | 88% | 11% | 1% | 14% |
| 01 Jan 2024 - 30 Jun 2024 | 29 Jul 2024 | 21 | 82% | 15% | 3% | 19% |
| 01 Jul 2023 - 31 Dec 2023 | 30 Jan 2024 | 20 | 86% | 10% | 4% | 16% |
| 01 Jan 2022 - 30 Jun 2022 | 28 Jul 2022 | 18 | 91% | 7% | 2% | 12% |
| 01 Jul 2021 - 31 Dec 2021 | 28 Jan 2022 | 16 | 94% | 5% | 1% | 8% |
| 01 Jan 2021 - 30 Jun 2021 | 29 Jul 2021 | 19 | 91% | 6% | 3% | 9% |
| 01 Jan 2020 - 30 Jun 2020 | 30 Jul 2020 | 21 | 82% | 17% | 1% | 19% |
| 01 Jan 2019 - 30 Jun 2019 | 29 Jul 2019 | 30 | 74% | 17% | 9% | 27% |
| 01 Jan 2018 - 30 Jun 2018 | 27 Jul 2018 | 29 | 74% | 21% | 5% | 31% |
Payment Time Trends
Payment Distribution Trends
Invoice Payment Practices
This information is as reported by the business, and responses are in their own words.
Payment Terms
Standard payment terms
Payment will be made within thirty days from date of receipt of invoice. All invoices must quote a valid purchase order number.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
Dispute Resolution Process
In the event of a dispute, the buyer will notify the supplier with details of the dispute. Both parties will undertake to resolve the dispute to a satisfactory conclusion. Where this is not achieved then referral should be made to the underlying supply contract for escalation.
Other Payment Information
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Company Summary
Creation Consumer Finance Limited is a UK-based financial services company that specializes in providing consumer credit products and services. The company was founded in 1972 and is headquartered in Solihull, West Midlands.
Sustainability is at the core of Creation Consumer Finance Limited's business practices. The company is committed to reducing its environmental impact and promoting sustainable practices throughout its operations. This includes reducing waste, conserving energy, and promoting responsible lending practices.
The company offers a range of financial products and services to its customers, including credit cards, personal loans, and retail finance solutions. These products are designed to provide flexible and convenient financing options for consumers, while also ensuring responsible lending practices are followed.
The key people at Creation Consumer Finance Limited include the CEO, Mr. John Maltby, who has over 30 years of experience in the financial services industry. The company also has a team of experienced executives and employees who are dedicated to providing excellent customer service and promoting sustainability.
For more information on Creation Consumer Finance Limited and its products and services, customers can visit their website at www.creation.co.uk. The company's registered office address is Creation House, 21 Station Road, Kenilworth, Warwickshire, CV8 1JJ. Customers can also contact the company by phone at 0371 376 9214 or via email at customerservices@creation.co.uk.
