Industry ranking
Score of 89.5/100 qualifies for PaymentCheck Certification
INTEGRAFIN SERVICES LIMITED demonstrates a strong trend of rapid payments, with an average time of just 15 days. A significant 94% of invoices are consistently settled within 30 days, indicating swift cash flow for suppliers. The payment trajectory shows minimal delays, with only 1% of payments extending beyond 60 days.
Payment reliability is high, as evidenced by 94% of payments made within 30 days, offering predictable cash flow for suppliers. While 12% of payments are technically late, the overwhelming majority are processed very quickly, minimizing significant financial exposure. The low percentages in the 31-60 day (5%) and over 60 day (1%) brackets suggest very low volatility and minimal risk of extended delays.
Overall, INTEGRAFIN SERVICES LIMITED presents a highly favorable payment profile, characterized by exceptional speed and consistency, making them a low-risk partner. Suppliers can expect prompt remuneration, with the key decision factor being their exceptionally fast average payment time and high compliance rate within 30 days. For the small percentage of late payments, suppliers might consider clear contractual terms, though significant risk mitigation is generally unnecessary.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Mar 2026 | 30 Apr 2026 | 16 | 90% | 9% | 1% | 18% |
| 01 Apr 2025 - 30 Sept 2025 | 31 Oct 2025 | 15 | 94% | 5% | 1% | 12% |
| 01 Oct 2024 - 31 Mar 2025 | 29 Apr 2025 | 17 | 87% | 12% | 1% | 22% |
| 01 Apr 2024 - 30 Sept 2024 | 30 Oct 2024 | 14 | 94% | 5% | 1% | 14% |
| 01 Oct 2023 - 31 Mar 2024 | 30 Apr 2024 | 16 | 92% | 6% | 2% | 17% |
| 01 Apr 2023 - 30 Sept 2023 | 30 Oct 2023 | 14 | 93% | 6% | 1% | 15% |
| 01 Oct 2022 - 31 Mar 2023 | 28 Apr 2023 | 16 | 94% | 5% | 1% | 17% |
| 01 Apr 2022 - 30 Sept 2022 | 28 Oct 2022 | 17 | 93% | 6% | 1% | 25% |
| 01 Oct 2021 - 31 Mar 2022 | 29 Apr 2022 | 17 | 92% | 6% | 2% | 24% |
| 01 Apr 2021 - 30 Sept 2021 | 29 Oct 2021 | 17 | 87% | 10% | 3% | 20% |
| 01 Oct 2020 - 31 Mar 2021 | 30 Apr 2021 | 20 | 88% | 8% | 4% | 18% |
| 01 Apr 2020 - 30 Sept 2020 | 30 Oct 2020 | 18 | 85% | 15% | 1% | 28% |
| 01 Oct 2019 - 31 Mar 2020 | 29 Apr 2020 | 13 | 94% | 6% | 1% | 21% |
| 01 Apr 2019 - 30 Sept 2019 | 30 Oct 2019 | 16 | 92% | 4% | 4% | 22% |
| 01 Oct 2018 - 31 Mar 2019 | 30 Apr 2019 | 18 | 90% | 6% | 4% | 19% |
| 01 Apr 2018 - 30 Sept 2018 | 30 Oct 2018 | 15 | 92% | 7% | 1% | 15% |
| 01 Oct 2017 - 31 Mar 2018 | 27 Apr 2018 | 16 | 90% | 9% | 1% | 18% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Integrafin Services Limited (“ISL”) does not have standard payment terms. Payment terms are agreed with suppliers as part of contract negotiations. The most common payment terms of suppliers paid in the period is 30 days.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
90
ISL do not have a standard dispute resolution process. If a dispute arises, ISL would work with the supplier to reach an amicable resolution.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
IntegraFin Services Limited is registered in England and Wales with a nature of business classified as other business support services. Evidence confirms it forms part of the IntegraFin group, whose ultimate parent, IntegraFin Holdings plc, is a FTSE250-listed provider of software and services to UK financial advisers. The group's core proposition, Transact, is an investment platform for clients and financial advisers, alongside Curo, a CRM system for advice firms. No evidence describes the specific trading activity of this registered entity itself, beyond its role within the wider group structure. Its registered office is in London.
Generated from the company's website and Companies House records. Sources: integrafin.co.uk · integrafin.co.uk