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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
Sectors›Data›STARLING BANK LIMITED

STARLING BANK LIMITED

PaymentCheck Score 2025
96Excellent
↑ 0.2vs last year
#475 in UK
#234 in London

Ranked in 3 industries

  • 6th of 81 in Data
  • 51st of 468 in Software
  • 133rd of 717 in Financial Services

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
09092149
Registered Address
5th Floor London Fruit And Wool Exchange, 1 Duval Square, London, United Kingdom, E1 6PW
Status
Active
Employee Count
3,939
Turnover
£680,000,000
EBITDA
£247,000,000

Additional Details

Website
https://www.starlingbank.com/
Phone
Company Type
Private limited Company
Incorporated On
18 June 2014
Nature of Business
64191 - Banks
Industries
Data, Financial Services, Software
Region
London
Get notified when Starling Bank Limited's payment practices change.
Eligible for Certification

Score of 96/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
12 days
Shortest Period:0 days
Longest Period:30 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
97%
31-60 Days
3%
After 60 Days
0%
Not Paid Within Terms8%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-04-29
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2025 - 31 Mar 202629 Apr 20261297%3%0%8%
01 Apr 2025 - 30 Sept 202530 Oct 20251395%4%1%12%
01 Oct 2024 - 31 Mar 202530 Apr 20251397%3%0%9%
01 Apr 2024 - 30 Sept 202429 Oct 20241597%3%0%12%
01 Oct 2023 - 31 Mar 202430 Apr 20241897%3%0%9%
01 Apr 2023 - 30 Sept 202327 Oct 20232299%1%0%6%
01 Oct 2022 - 31 Mar 202328 Apr 20232194%6%1%13%
01 Apr 2022 - 30 Sept 202220 Oct 20222583%14%3%28%
01 Oct 2021 - 31 Mar 202229 Apr 20222776%24%0%59%
01 Apr 2021 - 30 Sept 202129 Apr 20222683%16%1%68%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Starling's standard payment terms are 30 days. Starling works with suppliers to meet payment terms that work for both parties.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

1. Email accounts@starlingbank.com: to understand the problem. If resolved, payment is made. If not, escalated to the Vendor Management team to manage according to supplier allocations across all key vendors/other vendors, preferred supplier lists and vendor list. 2. Email to Vendor Management: direct bilateral exchange in a time bound manner to resolve problems. 3. If required, Stakeholder can be queried for a position/decision on invoice query. 4. The process involves Vendor Management and the Accounts Payable team who compile and produce invoices that are required for approvals by Accountable Executives. This channel can be used to discuss disputed invoices.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Starling Bank Limited is a UK digital bank, described on its own site as Britain's first digital bank. It offers personal, joint, business and multi-currency current accounts, plus accounts for under-16s, all managed through a mobile app rather than branches. Services include savings accounts such as Fixed Saver, Easy Saver and a Flexible Cash ISA, budgeting tools called Spaces, virtual cards and a Bills Manager feature. It also provides Engine, a software-as-a-service banking technology product for other businesses, and a Marketplace offering third-party insurance, pensions and accountancy tools. Eligible deposits are protected under the Financial Services Compensation Scheme. The company holds a banking licence and operates offices in London, Cardiff, Southampton and Manchester.

Generated from the company's website and Companies House records. Sources: starlingbank.com · starlingbank.com

Financial Metrics

Cash
£6,686,688,000
Net Worth
£901,271,000
Total Current Assets
£15,534,503,000
Total Current Liabilities
£14,599,520,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell