ST MUNGO COMMUNITY HOUSING ASSOCIATION

PaymentCheck Score 2025
98Excellent
5.8vs last year
#258 in UK
#11 in Unknown

Company Information

Company Number
08225808
Registered Address
5th Floor 3 Thomas More Square, London, England, E1W 1YW
Status
Active
Employee Count
Coming Soon
Turnover
Coming Soon
EBITDA
Coming Soon

Additional Details

Company Type
Private Limited Company by guarantee without share capital use of 'Limited' exemption
Incorporated On
24 September 2012
Nature of Business
55900 - Other accommodation
68201 - Renting and operating of Housing Association real estate
87300 - Residential care activities for the elderly and disabled
88990 - Other social work activities without accommodation not elsewhere classified
Industries
Coming Soon
Region
UnknownNot specified in payment practices report

Time to Pay

Average Time to Pay
10 days
Shortest Period:0 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
96%
31-60 Days
3%
After 60 Days
1%
Not Paid Within Terms3%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Company Review

Trend Analysis

ST MUNGO COMMUNITY HOUSING ASSOCIATION consistently demonstrates exceptional payment speed, with an average payment time of just 10 days and 96% of invoices settled within 30 days. This trend signifies a highly efficient and reliable payment trajectory, indicating strong operational financial health and a commitment to prompt supplier payments.

Volatility Analysis

Payment volatility is remarkably low, with only 3% of invoices categorized as late, and merely 1% extending beyond 60 days. This indicates high predictability and reliability in payment behavior, minimizing financial uncertainty for suppliers.

Summary Analysis

Based on the data, ST MUNGO COMMUNITY HOUSING ASSOCIATION presents a very low payment risk for suppliers, making them an excellent business partner. Suppliers can confidently establish terms, focusing on operational execution rather than concerns over payment timeliness or cash flow disruptions.

Performance Reports History

Reporting Period Filed: 2025-05-06
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2024 - 31 Mar 202506 May 20251096%3%1%3%
01 Apr 2024 - 30 Sept 202406 Jan 20251885%12%3%8%
01 Oct 2023 - 31 Mar 202409 May 20241889%8%4%6%
31 Mar 2023 - 30 Sept 202327 Nov 20231985%12%3%6%
01 Oct 2022 - 31 Mar 202315 May 20231693%5%3%5%
01 Apr 2022 - 30 Sept 202209 Nov 20222788%5%7%9%
01 Sept 2021 - 31 Mar 202221 Apr 20221295%4%2%5%
01 Apr 2021 - 30 Sept 202119 Nov 20211194%3%2%5%
01 Oct 2020 - 31 Mar 202111 Jun 20211885%10%4%13%
01 Apr 2020 - 30 Sept 202022 Oct 20202469%21%9%17%
01 Oct 2019 - 31 Mar 202030 Apr 20202572%23%5%20%
01 Apr 2019 - 30 Sept 201928 Oct 20191691%7%2%6%
01 Oct 2018 - 31 Mar 201929 Apr 20192482%13%5%13%
01 Apr 2018 - 30 Sept 201830 Apr 20193277%14%9%15%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

https://www.mungos.org/wp-content/uploads/2018/03/St-Mungos-Purchase-Order-Standard-Terms-and-Conditions-Services-Short-version-GDPR-LW.pdf

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

N/A

Maximum contractual payment period agreed

30

Dispute Resolution Process

Disputes are resolved in accordance with the contractually-agreed dispute resolution procedure. The standard procedure is set out in St Mungo's terms and conditions.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

ST MUNGO COMMUNITY HOUSING ASSOCIATION operates as a not-for-profit organisation, focusing on providing housing and related services within a community setting. Its structure as a Private Limited Company by guarantee without share capital highlights its commitment to its stated purpose.

The company was incorporated on 24 September 2012 and holds the company number 08225808. It is an active entity, with its registered office located at 5th Floor 3 Thomas More Square, London, England, E1W 1YW.

Community housing associations in the UK typically provide affordable housing solutions, including the development, ownership, and management of residential properties. They often offer support services to residents and engage in broader community development initiatives.

Financial Metrics

Cash
£14,400,000
Net Worth
£78,000,000
Total Current Assets
£26,000,000
Total Current Liabilities
£18,200,000

Company Location