Ranked in 5 industries
This company is listed under more than one industry, so we show its position in each rather than picking one.
Score of 97.9/100 qualifies for PaymentCheck Certification
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 30 Jan 2026 | 16 | 97% | 2% | 1% | 3% |
| 01 Jan 2025 - 30 Jun 2025 | 29 Jul 2025 | 15 | 97% | 2% | 1% | 3% |
| 01 Jul 2024 - 31 Dec 2024 | 30 Jan 2025 | 18 | 97% | 2% | 1% | 3% |
| 01 Jan 2024 - 30 Jun 2024 | 30 Jul 2024 | 16 | 97% | 2% | 1% | 3% |
| 01 Jul 2023 - 31 Dec 2023 | 24 Jan 2024 | 18 | 93% | 5% | 2% | 7% |
| 01 Jan 2023 - 30 Jun 2023 | 27 Jul 2023 | 16 | 91% | 8% | 1% | 11% |
| 01 Jul 2022 - 31 Dec 2022 | 27 Jan 2023 | 13 | 98% | 1% | 1% | 2% |
| 01 Jan 2022 - 30 Jun 2022 | 29 Jul 2022 | 12 | 98% | 1% | 1% | 2% |
| 01 Jul 2021 - 31 Dec 2021 | 26 Jan 2022 | 10 | 99% | 1% | 0% | 4% |
| 01 Jan 2021 - 30 Jun 2021 | 29 Jul 2021 | 10 | 99% | 1% | 0% | 1% |
| 01 Jul 2020 - 31 Dec 2020 | 29 Jan 2021 | 14 | 98% | 1% | 1% | 2% |
| 01 Jan 2020 - 30 Jun 2020 | 30 Jul 2020 | 14 | 97% | 3% | 0% | 3% |
| 01 Jul 2019 - 31 Dec 2019 | 29 Jan 2020 | 16 | 86% | 11% | 3% | 15% |
| 01 Jan 2019 - 30 Jun 2019 | 30 Jul 2019 | 15 | 92% | 7% | 1% | 7% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
The Bank’s standard supplier payment terms are to pay supplier invoices within 30 days of having received the invoice (or from application for payment) whichever is the later, assuming the goods or services have been delivered in accordance with the purchase order. However, we work with our suppliers to reach payment terms that work for both them and the Bank. Cambridge & Counties makes one payment run per week.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
Where the Bank raises a dispute in respect of an invoice, the Bank’s policy is to notify the supplier of the nature of the dispute in writing within 30 days of receipt of the invoice. Invoices are held for payment until any dispute is resolved. Disputes are handled and resolved via Departmental Heads and/or Accounts Payable (Accounts@ccbank.co.uk), who have direct engagement with Suppliers, whose contact details are readily available to all suppliers. Once a disputed invoice has been resolved, payment is made within 30 days of dispute resolution
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Cambridge & Counties Bank Limited is a UK specialist bank based in Leicester, owned by Trinity Hall, Cambridge and Cambridgeshire Local Government Pension Fund. It offers business savings accounts alongside property finance, including bridging, buy-to-let and development loans, asset finance for sectors such as agriculture, construction and commercial vehicles, and specialist finance for classic, vintage, racing and sports cars. The bank focuses on SME and property investor lending rather than personal retail banking, working closely with brokers and business customers. It is B Corp certified and reports on ESG progress and annual financial results. Its own site describes it as specialists in property finance, asset finance, specialist car finance and business savings.
Generated from the company's website and Companies House records. Sources: classiccarbank.co.uk · classiccarbank.co.uk