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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchBlogAwards
Sectors›Financial Services›SUMUP PAYMENTS LIMITED

SUMUP PAYMENTS LIMITED

PaymentCheck Score 2024
90Good
↑ 16.4vs last year
#1033 in UK
#235 in Financial Services
#485 in London

Company Information

Company Number
07836562
Registered Address
16-20 Shorts Gardens, London, England, WC2H 9US
Status
Active
Employee Count
75
Turnover
£174,587,000
EBITDA
£1,732,000

Additional Details

Website
https://gbmassage.me/
Company Type
Private limited Company
Incorporated On
7 November 2011
Nature of Business
63110 - Data processing, hosting and related activities
64999 - Financial intermediation not elsewhere classified
Industries
Financial Services, Hardware, Software
Region
London
Eligible for Certification

Score of 89.9/100 qualifies for PaymentCheck Certification

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Time to Pay

Average Time to Pay
27 days
Shortest Period:30 days
Longest Period:75 days
Max Contractual:75 days

Payment Timeline

Within 30 Days
92%
31-60 Days
3%
After 60 Days
5%
Not Paid Within Terms8%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Company Review

Trend Analysis

SUMUP PAYMENTS LIMITED exhibits a strong trend of timely payments, with an average payment time of 27 days. A significant 92% of invoices are consistently settled within 30 days, indicating a generally quick and reliable payment cycle. This trajectory suggests a predictable and prompt approach to supplier remuneration.

Volatility Analysis

Despite the overall speed, 8% of payments are classified as late, introducing a minor degree of unpredictability. A notable 5% of payments extend beyond 60 days, indicating a low but present risk of significantly delayed settlement for some invoices. Suppliers should acknowledge this variability, though the majority are paid promptly.

Summary Analysis

Overall, SUMUP PAYMENTS LIMITED presents a largely favorable payment profile, with 92% of invoices paid within 30 days and an average of 27 days. Key decision factors include the strong average performance versus the small percentage (8% late, 5% over 60 days) of outliers. Suppliers can mitigate risk by clearly defining payment terms and proactive follow-up on invoices nearing or exceeding the 30-day mark.

Performance Reports History

Reporting Period Filed: 2025-03-27
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2024 - 31 Dec 202427 Mar 20252792%3%5%8%
01 Jul 2023 - 31 Dec 202305 Jun 20242563%34%3%37%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Sumup standard terms are 30 days from receipt of a correctly presented invoice.Some suppliers provide longer payment terms as part of the formal negotiation to provide a more attractive commercial condition.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

75

Dispute Resolution Process

1. Email: payments@sumup.com to understand the root cause of the issue. If resolved, payment is made. If not, escalated to the Purchasing & Procurement Team 2. Email to Purchasing & Procurement Team: for key vendors direct communication. 3. If required, Stakeholder/Process owner can be queried for a position/decision on invoice query.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

SUMUP PAYMENTS LIMITED is a private limited company that specialises in payment solutions. Its company name directly indicates a core focus on facilitating payment transactions.

The company is active and was incorporated on 7 November 2011 under company number 07836562. Its registered office is located in London at 16-20 Shorts Gardens, London, England, WC2H 9US.

Companies of this type in the UK market typically provide services such as point-of-sale systems, card readers, and online payment gateways. They offer tools that enable businesses to accept various forms of digital and card payments from customers.

Financial Metrics

Cash
£241,100,000
Net Worth
£23,600,000
Total Current Assets
£295,300,000
Total Current Liabilities
£276,600,000

Company Location

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell