J.P. MORGAN PERSONAL INVESTING LIMITED
Company Information
- Company Number
- 07503666
- Registered Address
- 25 Bank Street, London, England, E14 5JP
- Status
- Active
- Employee Count
- Coming Soon
- Turnover
- Coming Soon
- EBITDA
- Coming Soon
Additional Details
- Company Type
- Private limited Company
- Incorporated On
- 24 January 2011
- Nature of Business
- 66300 - Fund management activities
- Industries
- Coming Soon
- Region
- Other
Time to Pay
Payment Timeline
Payment Features
Company Review
Trend Analysis
J.P. MORGAN PERSONAL INVESTING LIMITED consistently demonstrates strong payment performance with an average time of 22 days, indicating a rapid settlement trend. A significant 74% of invoices are paid within 30 days, reinforcing a trajectory towards prompt processing. The remaining 25% falling within 31-60 days suggests a slight tail, but overall consistency remains high.
Volatility Analysis
The payment data indicates high reliability with only 3% of invoices categorized as late, signaling low volatility in payment behavior. While 74% are very prompt, the 25% settling between 31-60 days introduces a moderate predictability factor requiring slight cash flow consideration. The negligible 1% paid over 60 days suggests minimal exposure to extended delays, making payment patterns largely predictable.
Summary Analysis
J.P. MORGAN PERSONAL INVESTING LIMITED presents a very low payment risk profile for suppliers, making them a highly desirable client. Key decision factors include their average 22-day payment time and 74% within 30 days, ensuring consistent and quick cash inflow. While 25% of payments extend to 31-60 days, suppliers should factor this minor potential lag into their cash flow planning for optimal management.
Performance Reports History
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jan 2025 - 30 Jun 2025 | 31 Jul 2025 | 22 | 74% | 25% | 1% | 3% |
Payment Time Trends
Payment Distribution Trends
Invoice Payment Practices
This information is as reported by the business, and responses are in their own words.
Payment Terms
Standard payment terms
Each JPMorgan Chase group company’s (JPMC) standard payment terms are “2% 10; net 60”, unless different terms are negotiated under contract or mandated by law in a particular country, meaning JPMC pays undisputed amounts within 60 days from receipt of an accurate invoice and may take a two percent discount off any amounts due under an accurate invoice as long as it pays within 10 business days from receipt. JPMC’s standard form contract typically used for higher risk engagements has standard payment terms of 2% 10; net 60 (as above). JPMC’s standard form contracts typically used for lower/minimal risk engagements have standard payment terms of 45 days after receipt of a correct invoice. JPMC’s standard purchase order terms and conditions typically used for minimal risk engagements have standard payment terms of 2% 10; net 60. Where payments are made by credit card (virtual card payment), payment terms have been aligned to our standard payment terms and will be evaluated against net 60-day terms rather than pay immediately upon invoice approval.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
N/A
Maximum contractual payment period agreed
60
Dispute Resolution Process
A qualifying contract may set out a dispute resolution process. The sophistication of this process depends on the risk rating and therefore complexity of the contract, with contracts used for higher risk engagements containing a multi-tiered (or escalation) dispute resolution clause. Practically, and even in the absence of an escalation/dispute resolution clause in a qualifying contract, an internal escalation process is followed which is materially consistent, as regards JPMC, with a multi-tiered contractual clause.
Other Payment Information
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Company Summary
J.P
MORGAN PERSONAL INVESTING LIMITED is an active private limited company specialising in personal investing services
It provides investment solutions tailored for individual clients
The company was incorporated on 24 January 2011 under company number 07503666
Its registered office is located at 25 Bank Street, London, England, E14 5JP
In the UK market, companies focused on personal investing typically offer a range of services designed to help individuals manage and grow their wealth
These commonly include investment management, financial planning, brokerage accounts, and access to various investment products such as ISAs, pensions, and unit trusts
