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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Financial Services›ROTHESAY LIFE PLC

ROTHESAY LIFE PLC

PaymentCheck Score 2025
94Excellent
↑ 0.3vs last year
#762 in UK
#378 in London

Industry ranking

  • 234th of 717 in Financial Services

Company Information

Company Number
06127279
Registered Address
The Post Building, 100 Museum Street, London, United Kingdom, WC1A 1PB
Status
Active
Employee Count
460
Turnover
£696,000,000
EBITDA
£761,000,000

Additional Details

Website
https://rothesaylife.co.uk/
Company Type
Public limited Company
Incorporated On
26 February 2007
Nature of Business
65110 - Life insurance
Industries
Financial Services
Region
London
Get notified when Rothesay Life Plc's payment practices change.
Eligible for Certification

Score of 93.5/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
15 days
Shortest Period:0 days
Longest Period:45 days
Max Contractual:45 days

Payment Timeline

Within 30 Days
91%
31-60 Days
8%
After 60 Days
1%
Not Paid Within Terms16%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2025-07-15
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202521 Jan 20261593%6%1%16%
01 Jan 2025 - 30 Jun 202515 Jul 20251591%8%1%16%
01 Jul 2024 - 30 Dec 202418 Jan 20251692%7%1%15%
01 Jan 2024 - 30 Jun 202410 Jul 20241591%8%1%16%
01 Jul 2023 - 31 Dec 202317 Jan 20241790%9%1%21%
01 Jan 2023 - 30 Jun 202314 Jul 20231590%9%1%15%
01 Jul 2022 - 31 Dec 202211 Jan 20231694%6%1%16%
01 Jan 2022 - 30 Jun 202213 Jul 20221397%2%1%7%
01 Jul 2021 - 31 Dec 202118 Jan 20221397%3%0%11%
01 Jan 2021 - 30 Jun 202123 Jul 20211296%3%1%7%
01 Jul 2020 - 31 Dec 202018 Jan 20211197%2%1%6%
01 Jan 2020 - 30 Jun 202030 Jul 20201690%5%4%17%
01 Jul 2019 - 31 Dec 201929 Jan 20201394%5%1%12%
01 Jan 2019 - 30 Jun 201919 Jul 20191297%2%1%8%
01 Jul 2018 - 30 Dec 201822 Jan 20191196%4%0%6%
01 Jan 2018 - 30 Jun 201824 Jul 20181494%5%1%12%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Rothesay does not have standard payment terms. Payment terms are agreed with suppliers as part of contract negotiations although we do encourage all third party owners to agree payment terms that are 28 days or more. Although we are aware this may not always be possible

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

NA

Maximum contractual payment period agreed

45

Dispute Resolution Process

Disputes are resolved by negotiation by involving the third party, third party owner and accounts payable

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Rothesay Life PLC, previously known as Rothesay Life Limited, First Premium Company Limited and Hackremco (No. 2460) Limited, is a life insurance company registered in England and regulated as a life insurer under SIC code 65110. It is controlled by Rothesay Limited, part of the Rothesay group, which is described as the UK's largest pensions insurance specialist, managing over £73bn in assets and securing pensions for nearly one million people. The company holds property titles across England and Wales and has ten subsidiaries within the wider group structure. This entity operates as the regulated life insurance company within that group, rather than a separate trading business.

Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk · companiesintheuk.co.uk

Financial Metrics

Cash
£244,000,000
Net Worth
£4,629,000,000
Total Current Assets
£129,943,000,000
Total Current Liabilities
£126,025,000,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell