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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
Sectors›Financial Services›FNZ (UK) LTD

FNZ (UK) LTD

PaymentCheck Score 2025
27Poor
↓ 0.3vs last year
#5477 in UK
#637 in Financial Services
#1852 in London

Company Information

Company Number
05435760
Registered Address
10th Floor 135 Bishopsgate, London, United Kingdom, EC2M 3TP
Status
Active
Employee Count
2,245
Turnover
£317,188,000
EBITDA
£3,406,000

Additional Details

Website
https://www.fnz.com/
Company Type
Private limited Company
Incorporated On
26 April 2005
Nature of Business
64209 - Activities of other holding companies not elsewhere classified
Industries
Financial Services, Hardware, Information Technology, Telecommunications And Data, Professional Services, Software, Telecommunications
Region
London
Get notified when Fnz (uk) Ltd's payment practices change.
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
66 days
Shortest Period:14 days
Longest Period:60 days
Max Contractual:60 days

Payment Timeline

Within 30 Days
20%
31-60 Days
42%
After 60 Days
38%
Not Paid Within Terms85%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2025-01-31
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202531 Jul 20256621%40%39%88%
01 Jul 2024 - 31 Dec 202431 Jan 20256620%42%38%85%
01 Jan 2024 - 30 Jun 202431 Jul 202410211%31%57%91%
01 Jul 2023 - 31 Dec 202326 Jan 2024868%38%53%94%
01 Jan 2023 - 30 Jun 202302 Aug 20239010%35%55%92%
01 Jul 2022 - 31 Dec 202231 Jan 20237711%37%52%91%
01 Jan 2022 - 30 Jun 202225 Jul 20227013%48%39%88%
01 Jul 2021 - 31 Dec 202131 Jan 20225626%45%30%79%
01 Jan 2021 - 30 Jun 202130 Jul 20217317%38%45%88%
01 Jul 2020 - 31 Dec 202029 Jan 20219015%24%61%94%
01 Jan 2020 - 30 Jun 202010 Aug 20207222%28%50%90%
01 Jul 2019 - 31 Dec 201924 Feb 20207314%32%54%88%
01 Jul 2018 - 31 Dec 201830 Jan 20197717%30%53%83%
01 Jan 2018 - 30 Jun 201830 Jul 20189110%24%66%90%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Contractual terms are agreed individually with suppliers. The terms agreed are typically between 30 and 60 days from date of invoice.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

60

Dispute Resolution Process

Disputes are first considered by the relevant contract manager, with reference to the accounts payable department, within 10 business days typically. Should it subsequently be necessary, the dispute will be escalated to the regional CFO and CEO for resolution.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

FNZ (UK) LTD is registered as a holding company (SIC 64209) and forms part of the wider FNZ group. The group operates a global, end to end wealth management platform that integrates technology, business and investment operations within a regulated financial institution. It partners with banks, wealth managers, insurance companies and asset managers, including named clients such as Santander, Vanguard and Aviva, to deliver digital wealth management services covering advice, onboarding, portfolio management and trade and post-trade securities services. The group reports over US$2.5 trillion in assets on its platform and states it serves around 30 million end investors worldwide. This entity's registered role within the group is that of a holding company rather than a direct operating trading business.

Generated from the company's website and Companies House records. Sources: fnz.com · fnz.com

Financial Metrics

Cash
£103,295,000
Net Worth
£460,724,000
Total Current Assets
£352,201,000
Total Current Liabilities
£170,087,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell