VISA EUROPE LIMITED

Company Information

Company Number
05139966
Registered Address
1 Sheldon Square, London, W2 6TT
Status
Active
Employee Count
Coming Soon
Turnover
Coming Soon
EBITDA
Coming Soon

Additional Details

Company Type
Private limited Company
Incorporated On
27 May 2004
Nature of Business
64999 - Financial intermediation not elsewhere classified
Industries
Coming Soon
Region
Other

Time to Pay

Average Time to Pay
36 days
Shortest Period:45 days
Longest Period:0 days
Max Contractual:45 days

Payment Timeline

Within 30 Days
39%
31-60 Days
58%
After 60 Days
3%
Not Paid Within Terms11%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Company Review

Trend Analysis

VISA EUROPE LIMITED demonstrates a primary payment trend within the 31-60 day window, accounting for 58% of transactions and resulting in an average payment time of 36 days. While 39% are settled within 30 days, a small 3% extend beyond 60 days, indicating a generally consistent payment trajectory with a moderate pace.

Volatility Analysis

The concentration of 58% of payments within the 31-60 day range suggests a moderate level of predictability for suppliers regarding expected payment timing. However, the 11% late payment rate, coupled with 3% extending beyond 60 days, introduces a noticeable degree of unreliability and potential cash flow risk that suppliers should factor in.

Summary Analysis

Suppliers can reasonably expect payments from VISA EUROPE LIMITED to fall within the 30-60 day period, aligning with the 36-day average, making planning moderately predictable. Key decision factors include comfort with this average timeline and the potential impact of the 11% late payment rate; risk mitigation could involve setting clear payment terms and potentially adjusting credit limits for new engagements.

Performance Reports History

Reporting Period Filed: 2025-10-29
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Apr 2025 - 30 Sept 202529 Oct 20253639%58%3%11%
01 Oct 2024 - 31 Mar 202528 Apr 20253541%57%2%9%
01 Apr 2024 - 30 Sept 202430 Oct 20243543%55%2%8%
01 Oct 2023 - 31 Mar 202426 Apr 20243841%57%2%7%
01 Apr 2023 - 30 Sept 202327 Oct 20233541%57%2%5%
01 Oct 2022 - 31 Mar 202326 Apr 20233738%59%3%8%
01 Apr 2022 - 30 Sept 202227 Oct 20223734%63%3%9%
01 Oct 2021 - 31 Mar 202227 Apr 20223927%69%4%10%
01 Apr 2021 - 30 Sept 202128 Oct 20214126%67%7%18%
01 Oct 2020 - 31 Mar 202128 Apr 20214822%67%11%21%
01 Apr 2020 - 30 Sept 202028 Oct 20205622%60%18%28%
01 Oct 2019 - 31 Mar 202028 Apr 20206219%52%29%50%
01 Apr 2019 - 30 Sept 201931 Oct 20198430%45%25%39%
01 Oct 2018 - 31 Mar 201930 Apr 20196820%54%26%41%
01 Apr 2018 - 30 Sept 201830 Oct 20184521%63%16%36%
01 Oct 2017 - 31 Mar 201804 May 20184524%62%14%46%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

The Company’s standard contractual payment terms are 45 days from the invoice date. The maximum contractual payment period was: 45 days. The following changes to the standard payment terms were made in the reporting period: None Suppliers have been notified or consulted on these changes by: N/A

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

45

Dispute Resolution Process

Each party agrees to act in good faith and to use all reasonable endeavours to resolve any disputes arising out of or in relation to this Agreement. Either party may give the other a notice in writing if they feel that the dispute cannot be settled by such negotiations (“Dispute Notice”). Within 14 days of service of a Dispute Notice the parties will be able to refer the dispute to senior management of their respective companies who shall attempt to resolve the dispute. Should good faith negotiations have not been resolved within 21 days, the parties are to undertake mediation in accordance with the LCIA Mediation Procedure (“Mediation Notice”). If the dispute is not settled by mediation or other negotiation within 60 days of service of a Mediation Notice or, if no Mediation Notice has been served, within 30 days of the Dispute Notice or such further period as the parties may agree in writing, the dispute shall be referred to and finally resolved by arbitration under the LCIA Rules.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

VISA EUROPE LIMITED is an active private limited company

The company's name indicates its association with the Visa brand and a European geographical focus

The company was incorporated on 27 May 2004 and holds company number 05139966

Its registered office is situated at 1 Sheldon Square, London, W2 6TT, with its general location specified as 'Other'

Private limited companies operating under such a brand name in the UK market typically provide services within the payment technology sector

These services generally include facilitating electronic payment transactions, managing payment networks, and developing infrastructure that supports card-based and digital payment solutions

They play a key role in connecting consumers, businesses, and financial organisations

Financial Metrics

Cash
£5,200,000,000
Net Worth
£4,400,000,000
Total Current Assets
£8,900,000,000
Total Current Liabilities
£4,900,000,000

Company Location