| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 27 Jan 2026 | 26 | 70% | 29% | 1% | 11% |
| 01 Jan 2025 - 30 Jun 2025 | 28 Jul 2025 | 29 | 64% | 34% | 2% | 18% |
| 01 Jul 2024 - 31 Dec 2024 | 17 Jan 2025 | 27 | 67% | 31% | 2% | 21% |
| 01 Jan 2024 - 30 Jun 2024 | 16 Jul 2024 | 29 | 61% | 36% | 3% | 24% |
| 01 Jul 2023 - 31 Dec 2023 | 24 Jan 2024 | 27 | 68% | 31% | 1% | 14% |
| 01 Jan 2023 - 30 Jun 2023 | 26 Jul 2023 | 26 | 70% | 29% | 1% | 14% |
| 01 Jan 2022 - 30 Jun 2022 | 25 Jul 2022 | 26 | 68% | 31% | 1% | 18% |
| 01 Jan 2021 - 30 Jun 2021 | 23 Jul 2021 | 27 | 70% | 29% | 1% | 13% |
| 01 Jul 2020 - 31 Dec 2020 | 20 Jan 2021 | 26 | 71% | 28% | 1% | 14% |
| 01 Jan 2020 - 30 Jun 2020 | 20 Jul 2020 | 28 | 68% | 31% | 1% | 15% |
| 01 Jul 2019 - 31 Dec 2019 | 22 Jan 2020 | 32 | 65% | 33% | 1% | 9% |
| 01 Jan 2019 - 30 Jun 2019 | 17 Jul 2019 | 33 | 61% | 36% | 3% | 17% |
| 01 Jul 2018 - 31 Dec 2018 | 18 Jan 2019 | 32 | 63% | 35% | 2% | 16% |
| 01 Jan 2018 - 30 Jun 2018 | 17 Jul 2018 | 32 | 61% | 36% | 3% | 17% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Our most frequently used payment terms for qualifying contracts require payment within 60 days.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
60
In the event of a dispute, we would expect the supplier to contact their designated Supplier Manager at NewDay Cards Ltd to discuss the issue. The Supplier Manager (which may vary from contract to contract) will aim to deal promptly with the issue in accordance with the terms of the contract.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
NewDay Cards Ltd, registered at 7 Handyside Street, London, is part of the NewDay group of companies. It holds the opus and Aqua credit card trademarks, which are licensed for use by group company NewDay Ltd, the actual credit provider. The opus card, marketed as a money-transfer credit card designed to help build a credit rating, is no longer accepting new applications; existing opus customers can continue using their card and app, while new customers are directed to the Aqua credit-building card. Both opus and Aqua are aimed at consumers with poor credit history seeking to improve their credit score. NewDay Cards Ltd is authorised and regulated by the Financial Conduct Authority.
Generated from the company's website and Companies House records. Sources: opuscard.co.uk · opuscard.co.uk · opuscard.co.uk