CAPITAL ONE (EUROPE) PLC
Company Information
- Company Number
- 03879023
- Registered Address
- Trent House, Station Street, Nottingham, NG2 3HX
- Status
- Active
- Employee Count
- 1,491
- Turnover
- £569,572,000
- EBITDA
- £94,314,000
Additional Details
- Website
- https://capitalone.co.uk
- Company Type
- Public limited Company
- Incorporated On
- 17 November 1999
- Nature of Business
- 64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Industries
- Financial Services
- Region
- East Midlands
Time to Pay
Payment Timeline
Payment Features
Payment Score History
Performance Reports History
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jan 2025 - 30 Jun 2025 | 25 Jul 2025 | 20 | 98% | 2% | 0% | 3% |
| 01 Jul 2024 - 31 Dec 2024 | 23 Jan 2025 | 20 | 98% | 2% | 0% | 3% |
| 01 Jul 2023 - 31 Dec 2023 | 30 Jan 2024 | 21 | 96% | 3% | 1% | 6% |
| 01 Jan 2023 - 30 Jun 2023 | 19 Mar 2024 | 22 | 97% | 3% | 0% | 3% |
| 01 Jul 2022 - 31 Dec 2022 | 25 Jan 2023 | 21 | 96% | 4% | 0% | 3% |
| 01 Jan 2022 - 30 Jun 2022 | 21 Jul 2022 | 23 | 91% | 8% | 1% | 8% |
| 01 Jul 2021 - 31 Dec 2021 | 20 Jan 2022 | 22 | 96% | 3% | 0% | 4% |
| 01 Jan 2021 - 30 Jun 2021 | 16 Jul 2021 | 21 | 98% | 2% | 0% | 2% |
| 01 Jul 2020 - 31 Dec 2020 | 21 Jan 2021 | 14 | 99% | 1% | 0% | 2% |
| 01 Jul 2019 - 31 Dec 2019 | 27 Jan 2020 | 25 | 98% | 2% | 0% | 5% |
| 01 Jan 2019 - 30 Jun 2019 | 24 Jul 2019 | 25 | 98% | 2% | 0% | 5% |
| 01 Jul 2018 - 31 Dec 2018 | 28 Jan 2019 | 26 | 94% | 6% | 0% | 6% |
| 01 Jan 2018 - 30 Jun 2018 | 23 Jul 2018 | 30 | 76% | 23% | 1% | 10% |
Payment Time Trends
Payment Distribution Trends
Invoice Payment Practices
This information is as reported by the business, and responses are in their own words.
Payment Terms
Standard payment terms
The standard payment term for the period to 30th June 2025 was payment within 30 days after receipt by Capital One of an undisputed invoice. Receipt of an undisputed invoice is defined as an invoice submitted through the correct Capital One channels with a valid purchase order number.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
N/A
Maximum contractual payment period agreed
60
Dispute Resolution Process
Capital One Supplier managers will work with suppliers to resolve payment disputes. Where possible, Capital One will aim to resolve disputes by the supplier making an adjustment on a future invoice, or providing a credit note, so that the original invoice may be paid on time. If this is not possible, the invoice under dispute will be rejected back to the supplier and no payment is issued. Once the dispute is resolved, the invoice will be re-submitted for payment in line with payment terms.
Other Payment Information
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Company Summary
Capital One (Europe) PLC is a financial services company based in the United Kingdom. The company offers a wide range of banking and credit products and services to its customers. With a focus on sustainability, Capital One (Europe) PLC is committed to providing responsible and ethical financial solutions to its clients.
The company's sustainability program is centered around three main pillars: responsible banking, responsible workplace, and responsible community. This includes initiatives such as reducing its carbon footprint, promoting diversity and inclusion in the workplace, and supporting local communities through volunteering and charitable donations.
Capital One (Europe) PLC offers a variety of products and services including credit cards, savings accounts, personal loans, and business banking solutions. The company also offers online and mobile banking services for easy and convenient access to its customers.
Key people at Capital One (Europe) PLC include its CEO, Amy Lenander, and its Chairman, Richard D. Fairbank. Both individuals have extensive experience in the financial industry and are committed to driving the company's success and sustainability efforts.
The company's registered office address is at Capital One (Europe) PLC, Trent House, Station Street, Nottingham, NG2 3HX. Customers can also contact the company through their website www.capitalone.co.uk or by phone at 03444 812 812.
In summary, Capital One (Europe) PLC is a leading financial services company in the UK with a focus on sustainability and responsible banking. It offers a range of products and services to its customers and is led by experienced and dedicated individuals. The company's commitment to sustainability and responsible practices makes it a trusted choice for customers looking for ethical financial solutions.
