Ranked in 2 industries
This company is listed under more than one industry, so we show its position in each rather than picking one.
Score of 96.33/100 qualifies for PaymentCheck Certification
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jul 2025 - 31 Dec 2025 | 26 Jan 2026 | 20 | 98% | 2% | 0% | 5% |
| 01 Jan 2025 - 30 Jun 2025 | 25 Jul 2025 | 20 | 98% | 2% | 0% | 3% |
| 01 Jul 2024 - 31 Dec 2024 | 23 Jan 2025 | 20 | 98% | 2% | 0% | 3% |
| 01 Jan 2024 - 30 Jun 2024 | 22 Jul 2024 | 21 | 98% | 2% | 0% | 4% |
| 01 Jul 2023 - 31 Dec 2023 | 30 Jan 2024 | 21 | 96% | 3% | 1% | 6% |
| 01 Jan 2023 - 30 Jun 2023 | 19 Mar 2024 | 22 | 97% | 3% | 0% | 3% |
| 01 Jul 2022 - 31 Dec 2022 | 25 Jan 2023 | 21 | 96% | 4% | 0% | 3% |
| 01 Jan 2022 - 30 Jun 2022 | 21 Jul 2022 | 23 | 91% | 8% | 1% | 8% |
| 01 Jul 2021 - 31 Dec 2021 | 20 Jan 2022 | 22 | 96% | 3% | 0% | 4% |
| 01 Jan 2021 - 30 Jun 2021 | 16 Jul 2021 | 21 | 98% | 2% | 0% | 2% |
| 01 Jul 2020 - 31 Dec 2020 | 21 Jan 2021 | 14 | 99% | 1% | 0% | 2% |
| 01 Jan 2020 - 30 Jun 2020 | 14 Jul 2020 | 19 | 98% | 2% | 0% | 3% |
| 01 Jul 2019 - 31 Dec 2019 | 27 Jan 2020 | 25 | 98% | 2% | 0% | 5% |
| 01 Jan 2019 - 30 Jun 2019 | 24 Jul 2019 | 25 | 98% | 2% | 0% | 5% |
| 01 Jul 2018 - 31 Dec 2018 | 28 Jan 2019 | 26 | 94% | 6% | 0% | 6% |
| 01 Jan 2018 - 30 Jun 2018 | 23 Jul 2018 | 30 | 76% | 23% | 1% | 10% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
The standard payment term for the period to 31st December 2025 was payment within 30 days after receipt by Capital One of an undisputed invoice. Receipt of an undisputed invoice is defined as an invoice submitted through the correct Capital One channels with a valid purchase order number.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
N/A
Maximum contractual payment period agreed
60
Capital One Supplier managers will work with suppliers to resolve payment disputes. Where possible, Capital One will aim to resolve disputes by the supplier making an adjustment on a future invoice, or providing a credit note, so that the original invoice may be paid on time. If this is not possible, the invoice under dispute, will be rejected back to the supplier and no payment is issued. Once the dispute is resolved, the invoice will be re-submitted for payment in line with payment terms.
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
❌
Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
❌
Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
❌
Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Capital One (Europe) plc is the UK entity trading as Capital One UK, offering consumer credit cards to individuals in the UK. Its site allows customers to check eligibility for cards without affecting their credit score and to apply online, with products including a Classic Card for everyday spending and building credit, and a Balance Transfer Card offering introductory 0% interest periods. The company also provides an app and online account tools for managing cards, viewing statements and transactions, and locking or unlocking cards. It is registered as a credit granting business for non-deposit taking finance, based in Nottingham, and confirms it acts as the data controller for customer personal data under its own privacy policy.
Generated from the company's website and Companies House records. Sources: capitalone.co.uk · capitalone.co.uk