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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Care Services›BUPA INSURANCE SERVICES LIMITED

BUPA INSURANCE SERVICES LIMITED

PaymentCheck Score 2025
77Good
↓ 1.8vs last year
#2525 in UK
#79 in Care Services
#1108 in London

Company Information

Company Number
03829851
Registered Address
1 Angel Court, London, United Kingdom, EC2R 7HJ
Status
Active
Employee Count
3,769
Turnover
£848,000,000
EBITDA
£51,000,000

Additional Details

Website
https://bupa.co.uk/
Company Type
Private limited Company
Incorporated On
23 August 1999
Nature of Business
82990 - Other business support service activities not elsewhere classified
Industries
Care Services
Region
London
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
33 days
Shortest Period:45 days
Longest Period:75 days
Max Contractual:75 days

Payment Timeline

Within 30 Days
65%
31-60 Days
26%
After 60 Days
9%
Not Paid Within Terms9%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-28
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202528 Jan 20263365%26%9%9%
01 Jan 2025 - 30 Jun 202525 Jul 20253265%28%7%6%
01 Jul 2024 - 31 Dec 202429 Jan 20253168%24%8%6%
01 Jan 2024 - 30 Jun 202426 Jul 20243268%25%7%9%
01 Jul 2023 - 31 Dec 202329 Jan 20243362%29%9%6%
01 Jan 2023 - 30 Jun 202328 Jul 20233661%28%11%9%
01 Jul 2022 - 31 Dec 202227 Jan 20233265%26%9%7%
01 Jan 2022 - 30 Jun 202228 Jul 20223462%26%12%12%
01 Jul 2021 - 31 Dec 202128 Jan 20223559%31%11%11%
01 Jan 2021 - 30 Jun 202129 Jul 20213362%31%7%8%
01 Jul 2020 - 31 Dec 202029 Jan 20213558%35%8%11%
01 Jan 2020 - 30 Jun 202027 Jul 20204346%39%15%15%
01 Jul 2019 - 31 Dec 201929 Jan 20204149%35%16%19%
01 Jan 2019 - 30 Jun 201930 Jul 20194449%35%16%22%
01 Jul 2018 - 31 Dec 201829 Jan 20194853%30%17%31%
01 Jan 2018 - 30 Jun 201827 Jul 20184256%27%17%32%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Our standard payment terms are to pay suppliers within 45 days from the end of the month in which we receive the relevant valid invoice from the supplier. We will always try to trade on these terms with all suppliers, except where there are material circumstances which may alter this standard approach.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

Bupa will extend more favourable terms of 30 day to SME, where requested.

Maximum contractual payment period agreed

75

Dispute Resolution Process

Bupa seeks an amicable resolution of any supplier invoice disputes or escalations (or any other disputes). Invoices should be sent to APinvoices@bupa.com with a valid purchase order (where applicable). Bupa’s standard terms and conditions can be found here (https://procurement.bupa.com/web/pdfs/uk_standard_terms__conditions_of_purchase.pdf) which contain full details. If the supplier has a dispute they wish to raise they should notify Bupa in writing setting out full details of the issue in dispute formally (and to contractnotices@bupa.com). The dispute will be assessed by Bupa’s Finance and Procurement management teams. Bupa will seek to resolve dispute within 15 business days. If the parties are unable to resolve the dispute within 15 business days (despite endeavouring to promptly resolve) they are free to initiate further proceedings (whether Alternative Dispute Resolution or court proceedings)

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

BUPA INSURANCE SERVICES LIMITED is a leading healthcare insurance provider in the United Kingdom. The company offers a range of services and products to help individuals and businesses manage their healthcare needs. They are committed to creating a sustainable future and have a strong sustainability program in place.

The company's products and services include healthcare insurance, international health plans, employee assistance programs, and health assessments. They also offer a variety of digital health solutions to make it easier for customers to access their services.

BUPA INSURANCE SERVICES LIMITED's sustainability program includes initiatives to reduce their environmental impact, promote diversity and inclusion, and support the well-being of their employees. They have set ambitious targets to achieve by 2025, such as reducing carbon emissions and increasing the use of renewable energy sources.

The company's key people include Alex Perry, who is the CEO, and Iain McPherson, the CFO. Their registered office address is Bupa Place, 102 The Quays, Salford Quays, Manchester, M50 3SP. They can be contacted through their website at www.bupa.co.uk or by phone at 0808 271 8573.

In summary, BUPA INSURANCE SERVICES LIMITED is a leading healthcare insurance provider in the UK, offering a range of products and services to support individuals and businesses. They have a strong commitment to sustainability and have implemented various initiatives to reduce their environmental impact and promote well-being. With a dedicated team of key people, the company is dedicated to providing quality healthcare services for their customers.

Financial Metrics

Cash
£193,000,000
Net Worth
£155,000,000
Total Current Assets
£541,000,000
Total Current Liabilities
£378,000,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell