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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Road Travel›FINANCIAL OMBUDSMAN SERVICE LIMITED

FINANCIAL OMBUDSMAN SERVICE LIMITED

PaymentCheck Score 2025
91Excellent
↓ 0.7vs last year
#1007 in UK
#498 in London

Industry ranking

  • 55th of 483 in Road Travel

Company Information

Company Number
03725015
Registered Address
Exchange Tower, Harbour Exchange Square, London, E14 9SR
Status
Active
Employee Count
2,455
Turnover
£217,109,000
EBITDA
-£22,620,000

Additional Details

Company Type
Private company limited by guarantee without share capital
Incorporated On
26 February 1999
Nature of Business
94990 - Activities of other membership organisations not elsewhere classified
Industries
Road Travel
Region
London
Get notified when Financial Ombudsman Service Limited's payment practices change.
Eligible for Certification

Score of 91.23/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
20 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
93%
31-60 Days
6%
After 60 Days
1%
Not Paid Within Terms7%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-05-18
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Oct 2025 - 31 Mar 202618 May 20262093%6%1%7%
01 Apr 2025 - 30 Sept 202527 Oct 20252189%10%1%11%
01 Oct 2024 - 31 Mar 202518 Jun 20252090%9%1%10%
01 Apr 2024 - 30 Sept 202415 Nov 20242190%9%1%10%
01 Oct 2023 - 31 Mar 202408 May 20241992%7%1%8%
01 Apr 2023 - 30 Sept 202323 Oct 20232090%9%1%10%
01 Sept 2022 - 31 Mar 202325 Apr 20232091%8%1%9%
01 Apr 2022 - 30 Sept 202231 Oct 20222487%8%5%13%
01 Oct 2021 - 31 Mar 202213 Apr 20222282%15%3%18%
01 Apr 2021 - 30 Sept 202101 Nov 20211795%4%1%5%
01 Apr 2020 - 30 Sept 202027 Oct 20201795%4%1%5%
01 Oct 2019 - 31 Mar 202022 Apr 20211892%7%1%8%
01 Oct 2019 - 31 Mar 202005 Jun 20202090%8%2%10%
01 Apr 2019 - 30 Sept 201905 Jun 20201993%6%1%7%
01 Oct 2018 - 31 Mar 201905 Jun 20201894%5%1%6%
01 Apr 2018 - 30 Sept 201805 Jun 20201794%5%1%6%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Standard payment terms are 30 days from invoice date

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

Invoice and payment disputes should be raised with the accounts payable team via email accounts.payable@financial-ombudsman.org.uk Further escalations should be raised to the accounts payable manager whose details are available on request.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Financial Ombudsman Service Limited is a private company limited by guarantee, incorporated in February 1999. It was originally registered as Financial Services Ombudsman Scheme Limited before adopting its current name later that year. Companies House records classify its nature of business under activities of other membership organisations. The company's registered office is in London. Filing history shows regular confirmation statements and annual accounts, along with changes to its directors and company secretaries over recent years. No further detail on its specific operational activities, services offered, or client base is provided in the available records beyond its registration and administrative filings.

Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk

Financial Metrics

Cash
£138,629,000
Net Worth
£124,684,000
Total Current Assets
£209,619,000
Total Current Liabilities
£79,685,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell