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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchBlogAwards
Sectors›Financial Services›SAINSBURY'S BANK PLC

SAINSBURY'S BANK PLC

PaymentCheck Score 2025
72Fair
↓ 0.4vs last year
#2332 in UK
#384 in Financial Services
#967 in London

Company Information

Company Number
03279730
Registered Address
33 Holborn, London, EC1N 2HT
Status
Active
Employee Count
1,351
Turnover
£137,000,000
EBITDA
£48,000,000

Additional Details

Website
https://sainsburysbank.co.uk/
Company Type
Public limited Company
Incorporated On
12 November 1996
Nature of Business
64191 - Banks
Industries
Financial Services
Region
London

Time to Pay

Average Time to Pay
33 days
Shortest Period:0 days
Longest Period:90 days
Max Contractual:90 days

Payment Timeline

Within 30 Days
51%
31-60 Days
41%
After 60 Days
8%
Not Paid Within Terms3%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-03-31
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Mar 2024 - 28 Feb 202531 Mar 20253351%41%8%3%
01 Mar 2023 - 29 Feb 202402 Apr 20243358%34%8%5%
01 Mar 2023 - 31 Aug 202302 Oct 20233260%32%8%4%
01 Mar 2022 - 28 Feb 202303 Apr 20233550%42%8%6%
01 Mar 2022 - 31 Aug 202230 Sept 20223453%41%6%4%
01 Mar 2021 - 28 Feb 202204 Apr 20223355%41%4%6%
01 Mar 2021 - 31 Aug 202101 Oct 20213257%39%4%5%
01 Mar 2020 - 28 Feb 202112 Apr 20215660%38%2%4%
01 Mar 2020 - 31 Aug 202030 Sept 20202763%36%1%3%
01 Sept 2018 - 28 Feb 201928 Mar 20192373%27%0%2%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

45 Days from invoice date

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

90

Dispute Resolution Process

Disputes are resolved by negotiation involving the relevant parties

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

Sainsbury's Bank PLC is a financial institution that offers a wide range of banking and financial services to its customers in the United Kingdom. The bank was founded in 1997 and is a subsidiary of J Sainsbury plc.

Sustainability is a key focus for Sainsbury's Bank, with a commitment to reduce its carbon footprint and promote sustainable practices. The bank has implemented various initiatives to achieve this, such as using renewable energy sources, reducing paper usage, and promoting sustainable transport options for employees.

Sainsbury's Bank offers a variety of financial products and services including current accounts, savings accounts, loans, mortgages, credit cards, and insurance products. They also provide online and mobile banking services to make banking more convenient for their customers.

The key people at Sainsbury's Bank include Chief Executive Officer, Jim Brown, and Chairman, Roger Davis. They are committed to providing excellent customer service and driving the bank's sustainability efforts.

Customers can contact Sainsbury's Bank through their website, which is www.sainsburysbank.co.uk. The bank's registered office address is 33 Holborn, London, EC1N 2HT.

In summary, Sainsbury's Bank PLC is a leading financial institution in the UK with a strong commitment to sustainability. They offer a range of financial products and services and are led by a dedicated team of executives. Customers can access their services online and through their registered office in London.

Financial Metrics

Cash
£546,000,000
Net Worth
£687,000,000
Total Current Assets
£6,280,000,000
Total Current Liabilities
£6,312,000,000

Company Location

PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Get Certified

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell