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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
HomeCompany SearchGet Your ScoreAwards
Sectors›Financial Services›PIB RISK SERVICES LIMITED

PIB RISK SERVICES LIMITED

PaymentCheck Score 2025
79Good
↑ 2.8vs last year
#2271 in UK
#69 in East Midlands

Ranked in 2 industries

  • 74th of 177 in Safety And Security
  • 520th of 717 in Financial Services

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
02682789
Registered Address
Rossington's Business Park, West Carr Road, Retford, Nottinghamshire, DN22 7SW
Status
Active
Employee Count
722
Turnover
£100,888,000
EBITDA
£25,472,000

Additional Details

Website
https://www.cookeandmason.com/
Phone
Company Type
Private limited Company
Incorporated On
30 January 1992
Nature of Business
65120 - Non-life insurance
Industries
Financial Services, Safety And Security
Region
East Midlands
Get notified when Pib Risk Services Limited's payment practices change.
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
25 days
Shortest Period:0 days
Longest Period:30 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
73%
31-60 Days
27%
After 60 Days
0%
Not Paid Within Terms51%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-28
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202528 Jan 20262573%27%0%51%
01 Jan 2025 - 30 Jun 202529 Jul 20252382%17%1%40%
01 Jul 2024 - 31 Dec 202423 Jan 20252571%28%1%43%
01 Jan 2024 - 30 Jun 202422 Jul 20242573%27%1%43%
01 Jul 2023 - 31 Dec 202329 Jan 20242763%36%1%53%
01 Jan 2023 - 30 Jun 202314 Jul 20231369%31%0%48%
01 Jul 2022 - 31 Dec 202225 Jan 20232163%32%5%53%
01 Jan 2022 - 30 Jun 202226 Jul 20222948%46%6%67%
01 Jul 2021 - 31 Dec 202131 Jan 20222570%28%2%44%
01 Jan 2021 - 30 Jun 202126 Nov 20212085%15%1%24%
01 Jul 2020 - 31 Dec 202026 Nov 20212471%27%2%32%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Where possible, PIB Risk Services Ltd always look to adhere to any payment terms specified on supplier's invoices. When invoices do not specify, we apply our standard terms which are 30 days from the date the invoice was received.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

Invoices are processed onto the general ledger system, these are then sent for approval using a workflow. If an invoice is queried, it is rejected by the approver with the reason for rejection. The supplier is then contacted by the AP team or by the approver and then once corrected it is re-submitted for approval.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

PIB Risk Services Limited is the registered entity trading as PIB Insurance Brokers, formerly known as Cooke and Mason, which changed its name from 1st October. It operates as a UK-wide insurance broker, arranging business insurance, private client cover, employee benefits and risk management services across sectors ranging from agriculture and construction to healthcare and hospitality. It is authorised and regulated by the Financial Conduct Authority and forms part of PIB Group, a wider insurance broking group formed in 2015. The company operates through a network of local UK branches offering sector-specific expertise, and provides advice, claims support and risk management services rather than underwriting insurance itself.

Generated from the company's website and Companies House records. Sources: cookeandmason.com · cookeandmason.com · cookeandmason.com

Financial Metrics

Cash
£50,200,000
Net Worth
£143,696,000
Total Current Assets
£245,595,000
Total Current Liabilities
£103,592,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell