Ranked in 2 industries
This company is listed under more than one industry, so we show its position in each rather than picking one.
STORY HOMES LIMITED consistently operates with an average payment time of 38 days, indicating a clear trend of settling invoices beyond standard 30-day terms. A significant majority (58%) of payments fall within the 31-60 day window, showing a predictable trajectory towards slightly extended payment cycles.
While 58% of payments are predictably made within 31-60 days, 7% of payments exceeding 60 days and an overall 7% being classified as late introduces some minor volatility. This suggests that although most payments are extended but reliable, a small risk of significantly delayed settlement exists.
Suppliers should factor in an expected payment period of 31-60 days when dealing with STORY HOMES LIMITED, aligning with their 38-day average. It is advisable to adjust credit terms or payment expectations accordingly, and to consider a small contingency for the 7% of payments that may extend beyond 60 days to mitigate potential cash flow impact.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Oct 2025 - 31 Mar 2026 | 23 Apr 2026 | 35 | 44% | 52% | 4% | 3% |
| 01 Apr 2025 - 30 Sept 2025 | 24 Oct 2025 | 38 | 35% | 58% | 7% | 7% |
| 01 Oct 2024 - 31 Mar 2025 | 28 Apr 2025 | 38 | 41% | 50% | 9% | 9% |
| 01 Apr 2024 - 30 Sept 2024 | 23 Oct 2024 | 35 | 41% | 53% | 6% | 6% |
| 01 Oct 2023 - 31 Mar 2024 | 17 Apr 2024 | 37 | 37% | 57% | 6% | 6% |
| 01 Apr 2023 - 30 Sept 2023 | 16 Oct 2023 | 37 | 35% | 57% | 8% | 8% |
| 01 Oct 2022 - 31 Mar 2023 | 24 Apr 2023 | 40 | 33% | 58% | 9% | 9% |
| 01 Apr 2022 - 30 Sept 2022 | 25 Oct 2022 | 37 | 38% | 56% | 6% | 6% |
| 01 Oct 2021 - 31 Mar 2022 | 27 Apr 2022 | 38 | 41% | 49% | 10% | 10% |
| 01 Apr 2021 - 30 Sept 2021 | 27 Oct 2021 | 41 | 30% | 59% | 11% | 11% |
| 01 Oct 2020 - 31 Mar 2021 | 30 Apr 2021 | 42 | 38% | 49% | 13% | 13% |
| 01 Apr 2020 - 30 Sept 2020 | 11 Nov 2020 | 42 | 34% | 51% | 16% | 16% |
| 01 Oct 2019 - 31 Mar 2020 | 28 Apr 2020 | 38 | 38% | 54% | 8% | 8% |
| 01 Apr 2019 - 30 Sept 2019 | 30 Oct 2019 | 41 | 26% | 66% | 8% | 8% |
| 01 Oct 2018 - 31 Mar 2019 | 30 Apr 2019 | 47 | 24% | 57% | 19% | 19% |
| 01 Apr 2018 - 30 Sept 2018 | 30 Oct 2018 | 46 | 23% | 61% | 16% | 16% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Materials and overheads: Standard payment terms are 30 days following the month that a VAT invoice is received and approved. Subcontractors: Subcontractors are required to make applications for payment on a monthly basis. Provided the application for payment is received ahead of the deadline, payment will be made 14 days, 30 days or 45 days from the end of the month that the application is received and approved.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
Invoices falling due between payment dates will, by definition, be overdue when paid. Suppliers are aware of this practice although it is not written into formal agreements. In total, 97% of payments were made within 75 days of receipt of invoice or application.
Maximum contractual payment period agreed
45
Disputes are dealt with by the regional and/or group finance team(s).
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Story Homes Limited is a Carlisle-based house builder registered under SIC code 41202, construction of domestic buildings. It was previously known as Story Construction Limited, a name it held from 1988 until 2012. Companies House records show the company operating actively, filing regular accounts and confirmation statements, with charges registered and satisfied over the years reflecting typical development finance arrangements. The company remains active with its next accounts due in December 2026. No further detail on specific developments, regions covered or scale of output is available from the supplied evidence, but the SIC classification and business name confirm its core activity as building residential properties.
Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk