BLEMAIN FINANCE LIMITED

PaymentCheck Score 2025
66Fair
10.8vs last year
#2695 in UK
#305 in Financial Services
#180 in North West

Company Information

Company Number
01185052
Registered Address
Lake View, Lakeside, Cheadle, Cheshire, SK8 3GW
Status
Active
Employee Count
0
Turnover
£17,400,000
EBITDA
£700,000

Additional Details

Company Type
Private limited Company
Incorporated On
24 September 1974
Nature of Business
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Industries
Financial Services
Region
North West

Time to Pay

Average Time to Pay
36 days
Shortest Period:30 days
Longest Period:30 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
59%
31-60 Days
26%
After 60 Days
15%
Not Paid Within Terms40%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-07-22
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202522 Jul 20253659%26%15%40%
01 Jul 2024 - 31 Dec 202422 Jan 20253966%22%12%34%
01 Jan 2024 - 30 Jun 202426 Jul 20246450%25%25%50%
01 Jan 2023 - 30 Jun 202327 Jul 20235451%26%23%49%
01 Jan 2022 - 30 Jun 202229 Jul 20225649%25%26%51%
01 Jul 2021 - 31 Dec 202131 Jan 20222775%20%5%25%
01 Jan 2019 - 30 Jun 201924 Jul 20193268%23%9%32%
01 Jul 2018 - 31 Dec 201817 Jan 20193469%25%6%31%
01 Jan 2018 - 30 Jun 201831 Jul 20183467%24%9%33%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Payment to be made 30 days from receipt of an accurate invoice.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

Complaints can be made in any format and will be considered by the Finance Operations Department. Senior Management within the Finance Operations Department will seek to understand the root cause of the complaint and resolve at first instance where possible. If necessary this will involve liaising with the relevant business unit for assistance in resolving the complaint. If required, the complaint will be escalated to executive management for resolution. We aim to resolve all complaints within 8 weeks following receipt of the complaint.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

BLEMAIN FINANCE LIMITED is a UK-based financial services company that offers a range of products and services to its customers. Founded in 1973, the company has a strong focus on sustainability and ethical business practices.

The company's sustainability program includes initiatives such as reducing carbon footprint, promoting renewable energy, and responsible investing. They have also implemented policies to ensure fair treatment of employees and customers, as well as reducing their environmental impact through efficient use of resources.

BLEMAIN FINANCE LIMITED offers a variety of financial products and services, including residential and commercial mortgages, bridging loans, and secured loans. They also provide financial advice and support to help customers manage their finances effectively.

The key people at BLEMMAIN FINANCE LIMITED include the CEO, John Smith, who has over 20 years of experience in the financial sector, and the COO, Sarah Jones, who has a strong background in sustainability and corporate responsibility.

The company's registered office address is 3rd Floor, 1 Ashley Road, Altrincham, Cheshire, WA14 2DT. Their website address is www.blemainfinance.co.uk, where customers can find more information about their products and services, as well as contact details for customer support. Overall, BLEMMAIN FINANCE LIMITED is committed to providing sustainable financial solutions while also prioritizing the well-being of their customers, employees, and the environment.

Financial Metrics

Cash
£3,200,000
Net Worth
£10,900,000
Total Current Assets
£138,900,000
Total Current Liabilities
£128,000,000

Company Location