KAPLAN FINANCIAL LIMITED exhibits a consistent trend of delayed payments, with an average payment time of 55 days, significantly exceeding typical 30-day terms. While 55% of payments are made within 30 days, a concerning 45% are paid later, with 14% extending beyond 60 days. The high 83% late payment rate confirms a consistent pattern of not adhering to standard payment schedules.
The payment reliability of KAPLAN FINANCIAL LIMITED is low, evidenced by 83% of payments being categorized as late, making cash flow forecasting challenging. Despite a majority paying within 30 days, the significant proportion of payments stretching beyond 60 days introduces considerable unpredictability into revenue cycles. This inconsistency elevates the risk of extended working capital requirements for suppliers.
Overall, KAPLAN FINANCIAL LIMITED presents a moderate-to-high payment risk due to its extended average payment time and high late payment percentage. Suppliers should anticipate an average payment period of 55 days and factor in the potential for 14% of invoices to exceed 60 days when evaluating credit terms. Risk mitigation could include establishing stricter payment terms, negotiating upfront deposits, or implementing dynamic discounting for early payment incentives.
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Jan 2025 - 30 Jun 2025 | 29 Jul 2025 | 41 | 64% | 23% | 13% | 74% |
| 01 Jul 2024 - 31 Dec 2024 | 30 Jan 2025 | 55 | 55% | 31% | 14% | 83% |
| 01 Jan 2024 - 30 Jun 2024 | 14 Aug 2024 | 42 | 51% | 36% | 13% | 83% |
This information is as reported by the business, and responses are in their own words.
Standard payment terms
Majority of our Payment Terms are 30 days from Invoice Date
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
90
If Price or Quantity Dispute, we will liaise with the supplier and request a Credit Note. If Purchase Order issue, we will liaise with the Purchase Order Requestor
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
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During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
KAPLAN FINANCIAL LIMITED is an active private limited company operating within the financial sector. Its name indicates a specialisation in financial services, education, or related professional development.
The company was incorporated on 27 October 1971, holding company number 01028790. Its registered office is located in London at 179-191 Borough High Street, London, England, SE1 1HR.
Typically, private limited companies with "Financial" in their name in the UK market provide a range of services related to finance. These commonly include professional financial training, accountancy qualifications, investment education, and other financial sector learning and development programmes.
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