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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Commerce Models›CO-OP WHOLESALE LIMITED

CO-OP WHOLESALE LIMITED

PaymentCheck Score 2025
68Fair
↑ 1.1vs last year
#3279 in UK
#127 in Yorkshire and The Humber

Ranked in 2 industries

  • 132nd of 360 in Distribution And Delivery
  • 102nd of 233 in Commerce Models

This company is listed under more than one industry, so we show its position in each rather than picking one.

Company Information

Company Number
00980790
Registered Address
Member Support Centre Waldo Way, Normanby Enterprise Park, Scunthorpe, North Lincolnshire, United Kingdom, DN15 9GE
Status
Active
Employee Count
310
Turnover
£1,325,617,000
EBITDA
£4,461,000

Additional Details

Website
https://corporate.nisaretail.com/
Company Type
Private limited Company
Incorporated On
29 May 1970
Nature of Business
94110 - Activities of business and employers membership organisations
Industries
Commerce Models, Distribution And Delivery
Region
Yorkshire and The Humber
Get notified when Co-op Wholesale Limited's payment practices change.
Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
39 days
Shortest Period:0 days
Longest Period:77 days
Max Contractual:180 days

Payment Timeline

Within 30 Days
46%
31-60 Days
45%
After 60 Days
9%
Not Paid Within Terms2%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-28
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
07 Jul 2025 - 04 Jan 202628 Jan 20263946%45%9%2%
06 Jan 2025 - 06 Jul 202531 Jul 20254047%44%9%2%
08 Jul 2024 - 05 Jan 202528 Jan 20253947%44%9%2%
08 Jan 2024 - 07 Jul 202424 Jul 20244045%45%10%3%
03 Jul 2023 - 07 Jan 202430 Jan 20244248%40%12%2%
02 Jan 2023 - 02 Jul 202325 Jul 20234145%41%14%3%
03 Jul 2022 - 01 Jan 202326 Jan 20234045%45%10%3%
03 Jan 2022 - 02 Jul 202227 Jul 20224151%38%11%4%
05 Jul 2021 - 02 Jan 202226 Jan 20224246%43%11%5%
04 Jan 2021 - 04 Jul 202127 Jul 20214351%38%10%5%
06 Jul 2020 - 03 Jan 202110 Feb 20214246%47%7%5%
06 Jan 2020 - 05 Jul 202021 Jul 20204247%44%8%5%
08 Jul 2019 - 05 Jan 202023 Jan 20204154%44%2%7%
02 Oct 2018 - 06 Jan 201903 May 20193869%29%2%9%
01 Apr 2018 - 30 Sept 201813 Jun 20194061%36%3%34%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Most frequently used are 30 days, although our payment terms vary considerably, from supplier to supplier, often depending on the harmonised terms agreed with our parent company, The Co-operative Group Limited.

Were there any changes to the standard payment terms in the reporting period?

Some terms amended in line with the terms of our parent company.

Any other information about payment terms

N/a

Maximum contractual payment period agreed

180

Dispute Resolution Process

There is a standard supplier dispute resolution process, based on the supplier e mailing a Microsoft Forms document detailing the dispute to the accounts team. SLA for responding to disputes is 7 days from submission.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

This company is registered as Co-op Wholesale Limited but trades under the name Nisa, operating as the wholesale supply arm supporting independently owned grocery stores across the UK. According to its own website, Nisa is described as "The Family of Independent Grocers", with stores that are independently owned and operated throughout the UK. The business supplies Co-op own-brand and other products to over 2,500 independently owned stores nationwide, supporting local retailers through wholesale distribution of everyday essentials, fresh food and ready meals. It also highlights community initiatives, noting that purchases of Co-op products help support local projects run through its store network.

Generated from the company's website and Companies House records. Sources: corporate.nisaretail.com

Financial Metrics

Cash
£0
Net Worth
£10,194,000
Total Current Assets
£163,408,000
Total Current Liabilities
£169,663,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell