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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Financial Services›ALDERMORE BANK PLC

ALDERMORE BANK PLC

PaymentCheck Score 2025
94Excellent
↑ 7.6vs last year
#700 in UK
#103 in South East

Industry ranking

  • 211th of 717 in Financial Services

Company Information

Company Number
00947662
Registered Address
Apex Plaza, Forbury Road, Reading, RG1 1AX
Status
Active
Employee Count
1,331
Turnover
£473,000,000
EBITDA
£226,000,000

Additional Details

Website
https://absoluteif.co.uk/
Company Type
Public limited Company
Incorporated On
10 February 1969
Nature of Business
64191 - Banks
Industries
Financial Services
Region
South East
Get notified when Aldermore Bank Plc's payment practices change.
Eligible for Certification

Score of 94/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
15 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:45 days

Payment Timeline

Within 30 Days
93%
31-60 Days
4%
After 60 Days
3%
Not Paid Within Terms9%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2026-01-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jul 2025 - 31 Dec 202530 Jan 20261593%4%3%9%
01 Jan 2025 - 30 Jun 202530 Jul 20251992%5%3%10%
01 Jul 2024 - 31 Dec 202410 Mar 20251990%6%4%10%
01 Jan 2024 - 30 Jun 202429 Jul 20242082%12%6%19%
01 Jul 2023 - 31 Dec 202331 Jan 20242378%14%8%22%
01 Jan 2023 - 30 Jun 202331 Jul 20231886%11%3%24%
01 Jan 2022 - 30 Jun 202229 Jul 20223276%15%9%23%
01 Jul 2021 - 31 Dec 202128 Jan 20221892%7%1%12%
01 Jan 2021 - 30 Jun 202129 Jul 20211894%5%1%9%
01 Jul 2020 - 31 Dec 202028 Jan 20211794%5%1%10%
01 Jan 2020 - 30 Jun 202030 Jul 20202088%11%1%17%
01 Jul 2019 - 31 Dec 201929 Jan 20202084%15%1%29%
01 Jan 2019 - 30 Jun 201919 Jul 20192188%11%1%19%
01 Jul 2018 - 31 Dec 201829 Jan 20192481%17%2%24%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Aldermore Bank PLC agrees appropriate terms of payment with suppliers for each transaction or series of transactions and abides by those terms based on the timely submission of valid invoices. In the absence of agreed terms with a supplier, the Bank’s policy is to pay within 30 days of receipt of a valid invoice. The most frequently agreed term with suppliers is 30 days from receipt of a valid invoice.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

45

Dispute Resolution Process

Aldermore Bank PLC's process of dealing with potential queries begins by contacting the representative who originally approved the service or goods to be provided. In addition, the Accounts Payable Department can assist by email (purchase.ledger@aldermore.co.uk) or phone (01189 556833). Should the query still not be resolved, it will be referred to the Director of Central Finance for further consideration.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Aldermore Bank plc is a UK bank registered in England, based in Reading. Companies House records show it was originally incorporated as Lordsvale Finance plc in 1969, later renamed Ruffler Bank plc, and has traded as Aldermore Bank plc since 2009. Its registered business activity is classified under banks (SIC 64191). As a public limited company operating under banking authorisation, it carries out deposit-taking and lending activities typical of a retail and commercial bank. No further detail on specific product lines or customer base is provided in the available records.

Generated from the company's website and Companies House records. Sources: find-and-update.company-information.service.gov.uk

Financial Metrics

Cash
£1,182,300,000
Net Worth
£1,510,300,000
Total Current Assets
£20,591,300,000
Total Current Liabilities
£19,100,600,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell