INVESTEC BANK PLC
Company Information
- Company Number
- 00489604
- Registered Address
- 30 Gresham Street, London, England, EC2V 7QP
- Status
- Active
- Employee Count
- Coming Soon
- Turnover
- Coming Soon
- EBITDA
- Coming Soon
Additional Details
- Company Type
- Public limited Company
- Incorporated On
- 20 December 1950
- Nature of Business
- 64191 - Banks
- Industries
- Coming Soon
- Region
- London
Time to Pay
Payment Timeline
Payment Features
Company Review
Trend Analysis
INVESTEC BANK PLC exhibits a largely timely payment trend, with 76% of invoices settled within 30 days, resulting in an average payment time of 33 days. However, a notable 24% of payments are late, with 13% extending beyond 60 days, indicating a split trajectory where a core group pays promptly while a substantial minority faces significant delays. This suggests that while most payments are efficient, there's an underlying inconsistency for a portion of transactions.
Volatility Analysis
While 76% of payments are reliable within the 30-day window, the 24% late payment rate introduces an element of unpredictability for a supplier's cash flow. The 13% of payments exceeding 60 days represents a significant risk factor for working capital management and financial planning. This dual payment behavior suggests moderate volatility, making it challenging to predict exact payment timing for all invoices.
Summary Analysis
Suppliers should recognize INVESTEC BANK PLC's generally prompt payment record for the majority of transactions but must account for the 24% likelihood of late payment, with a significant portion (13%) potentially extending beyond 60 days. To mitigate this risk, suppliers might consider establishing clear payment terms, incorporating clauses for late payment penalties, or allocating additional working capital to buffer against potential delays. This strategy balances the benefits of a largely timely payer with the necessity to manage exposure from delayed payments effectively.
Performance Reports History
| Reporting Period | Filing Date | Average Time to Pay (days) | Paid within 30 days | Paid 31-60 days | Paid after 60 days | Not Paid within Terms |
|---|---|---|---|---|---|---|
| 01 Apr 2025 - 30 Sept 2025 | 27 Oct 2025 | 33 | 76% | 11% | 13% | 24% |
| 01 Oct 2024 - 31 Mar 2025 | 29 Apr 2025 | 39 | 69% | 15% | 16% | 25% |
| 01 Apr 2024 - 30 Sept 2024 | 31 Oct 2024 | 38 | 59% | 23% | 17% | 37% |
| 01 Oct 2023 - 31 Mar 2024 | 29 Apr 2024 | 27 | 73% | 16% | 11% | 21% |
| 01 Apr 2023 - 30 Sept 2023 | 31 Oct 2023 | 33 | 73% | 17% | 10% | 25% |
| 01 Oct 2022 - 31 Mar 2023 | 25 Apr 2023 | 31 | 73% | 18% | 9% | 28% |
| 01 Apr 2022 - 30 Sept 2022 | 28 Oct 2022 | 35 | 67% | 22% | 11% | 31% |
| 01 Oct 2021 - 31 Mar 2022 | 29 Apr 2022 | 38 | 65% | 22% | 13% | 32% |
| 01 Apr 2021 - 30 Sept 2021 | 14 Oct 2021 | 39 | 64% | 22% | 13% | 34% |
| 01 Oct 2020 - 31 Mar 2021 | 04 May 2021 | 41 | 65% | 22% | 14% | 33% |
| 01 Apr 2020 - 30 Sept 2020 | 02 Nov 2020 | 39 | 64% | 22% | 14% | 32% |
| 01 Oct 2019 - 31 Mar 2020 | 30 Apr 2020 | 45 | 64% | 20% | 16% | 28% |
| 01 Apr 2019 - 30 Sept 2019 | 31 Oct 2019 | 39 | 67% | 19% | 14% | 34% |
| 01 Apr 2018 - 30 Sept 2018 | 26 Oct 2018 | 41 | 55% | 28% | 17% | 47% |
Payment Time Trends
Payment Distribution Trends
Invoice Payment Practices
This information is as reported by the business, and responses are in their own words.
Payment Terms
Standard payment terms
Standard payment terms are 30 days, unless mutually agreed supplier contracts dictate differently.
Were there any changes to the standard payment terms in the reporting period?
No information available
Any other information about payment terms
No additional information
Maximum contractual payment period agreed
30
Dispute Resolution Process
If at any time any question, dispute or difference arises between Investec and a vendor, such question, dispute or difference should be raised by the vendor to their Investec contact managing the relationship, Any escalations should be raised to the Accounts Payable department whose contact details are available upon request.
Other Payment Information
Has this business signed up to a code of conduct or standards on payment practices?
For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.
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Does this business offer e-invoicing in relation to qualifying contracts?
This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.
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Does this business offer supply chain finance?
This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.
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Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?
❌
During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?
No information available
Company Summary
INVESTEC BANK PLC is an active Public limited Company
As its name indicates, it operates as a banking organisation
The company was incorporated on 20 December 1950 and operates under company number 00489604
Its registered office is located at 30 Gresham Street, London, England, EC2V 7QP
As a Public limited Company bank in the UK, it provides a range of financial services
These typically include commercial banking, private banking, lending solutions, and wealth management services for various client segments
