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Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

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© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell

PAYMENTCHECK
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Sectors›Financial Services›WESTERN PROVIDENT ASSOCIATION LIMITED

WESTERN PROVIDENT ASSOCIATION LIMITED

PaymentCheck Score 2025
88Good
↑ 0.2vs last year
#1330 in UK
#61 in South West

Industry ranking

  • 356th of 717 in Financial Services

Company Information

Company Number
00475557
Registered Address
Rivergate House, Blackbrook Park, Taunton, Somerset, TA1 2PE
Status
Active
Employee Count
425
Turnover
£13,329,000
EBITDA
£13,080,000

Additional Details

Website
https://www.wpa.org.uk/healthcare-partner/?link=samcarne-roberts
Phone
Company Type
Private company limited by guarantee without share capital
Incorporated On
1 December 1949
Nature of Business
65120 - Non-life insurance
Industries
Financial Services
Region
South West
Get notified when Western Provident Association Limited's payment practices change.
Eligible for Certification

Score of 88.4/100 qualifies for PaymentCheck Certification

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Payment dataScore historyFinancialsLocation

Time to Pay

Average Time to Pay
19 days
Shortest Period:28 days
Longest Period:59 days
Max Contractual:186 days

Payment Timeline

Within 30 Days
85%
31-60 Days
11%
After 60 Days
4%
Not Paid Within Terms18%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Performance Reports History

Reporting Period Filed: 2025-07-30
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202530 Jul 20251985%11%4%18%
01 Jul 2024 - 31 Dec 202430 Jan 20252087%8%5%19%
01 Jan 2024 - 30 Jun 202430 Jul 20242186%9%5%19%
01 Jul 2023 - 31 Dec 202330 Jan 20242487%6%7%19%
01 Jan 2023 - 30 Jun 202330 Jul 20232382%11%7%23%
01 Jul 2022 - 31 Dec 202227 Jan 20232383%10%7%23%
01 Jan 2022 - 30 Jun 202229 Jul 20222083%12%5%24%
01 Jul 2021 - 31 Dec 202130 Jan 20221790%7%3%16%
01 Jan 2021 - 30 Jun 202129 Jul 20211891%5%4%13%
01 Jan 2020 - 30 Jun 202023 Jul 20202381%11%8%23%
01 Jul 2019 - 31 Dec 201905 Feb 20201791%7%3%14%
01 Jan 2019 - 30 Jun 201924 Jul 20191892%5%3%13%
01 Jul 2018 - 31 Dec 201822 Jan 20191989%7%4%15%
01 Jan 2018 - 30 Jun 201826 Jul 20181989%7%4%16%

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

Within 28 days after the end of the month in which the Seller renders to WPA a valid invoice

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

186

Dispute Resolution Process

The supplier should raise any disputes with their direct WPA contact in the first instance, if none available then contact the WPA Finance team at finance@wpa.org.uk. Any disputes will be dealt with by the relevant department, with the involvement of the Chief Financial Officer where necessary.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

❌

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

❌

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

❌

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

❌

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

About this company

Western Provident Association Limited, trading as WPA, is a UK not-for-profit health insurer registered in England and Wales. It provides private medical insurance, health cash plans and dental cash plans to individuals, families and businesses of all sizes, alongside services such as remote GP access, structured counselling and mental health cover through its WPA Health app. Tracing its origins to a 1901 hospital contributory fund, the company was formed through amalgamation of Bristol-area hospital funds in the 1940s. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, and reinvests profits into services rather than paying shareholders.

Generated from the company's website and Companies House records. Sources: wpa.org.uk · wpa.org.uk · wpa.org.uk

Financial Metrics

Cash
£9,655,000
Net Worth
£179,468,000
Total Current Assets
£218,499,000
Total Current Liabilities
£51,492,000

Company Location

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PaymentCheck

Our mission is to change the culture of late payments in the UK and help save over 55,000 companies every year which close due to cashflow issues.

Services

  • Payment Check
  • Business Solutions
  • API Access
  • Invoice Calculator
  • Late Payment Help
  • Get Your Score
  • Get Certified
  • For Accountants

Company

  • About Us
  • Contact
  • Blog
  • Search Archive
  • Compare
  • EULA
  • Privacy Policy
  • Terms and Conditions

Awards

  • Methodology
  • 2025 Awards
  • 2024 Awards
  • 2023 Awards
  • 2022 Awards
  • 2021 Awards
  • 2020 Awards

Contact

  • office@paymentcheck.co.uk
  • +44 (0) 7915 608 057
  • Send Your Story

© 2026 Payment Check Ltd

Registered Address: 3rd Floor Suite 207 Regent Street London W1B 3HH

Made by Alastair Campbell