BHSF LIMITED

PaymentCheck Score 2025
78Good
6.0vs last year
#1875 in UK
#258 in Financial Services
#82 in West Midlands

Company Information

Company Number
00035500
Registered Address
13th Floor, 54 Hagley Road, Birmingham, England, B16 8PE
Status
Active
Employee Count
0
Turnover
£35,490,000
EBITDA
-£13,084,000

Additional Details

Company Type
Private company limited by guarantee without share capital
Incorporated On
29 December 1891
Nature of Business
65120 - Non-life insurance
Industries
Financial Services
Region
West Midlands

Time to Pay

Average Time to Pay
30 days
Shortest Period:30 days
Longest Period:0 days
Max Contractual:30 days

Payment Timeline

Within 30 Days
78%
31-60 Days
19%
After 60 Days
3%
Not Paid Within Terms34%

Payment Features

Participates in Codes✗ No
E-Invoicing✗ No
Supply Chain Finance✗ No

Payment Score History

Excellent (80+) Good (60-79) Fair (40-59) Poor (20-39) Very Poor (<20)

Performance Reports History

Reporting Period Filed: 2025-07-31
Reporting PeriodFiling DateAverage Time to Pay (days)Paid within 30 daysPaid 31-60 daysPaid after 60 daysNot Paid within Terms
01 Jan 2025 - 30 Jun 202531 Jul 20253078%19%3%34%
01 Jul 2024 - 31 Dec 202429 Jan 20252584%13%3%26%
01 Jul 2023 - 31 Dec 202301 Feb 20243358%38%4%45%
01 Jan 2023 - 30 Jun 202324 Jul 20233461%33%6%43%
01 Jul 2022 - 31 Dec 202218 Jan 20233084%10%6%28%
01 Jan 2022 - 30 Jun 202214 Jul 20223469%23%8%40%
01 Jul 2021 - 31 Dec 202121 Jan 20223469%23%8%40%
01 Jan 2020 - 30 Jun 202030 Jul 20203755%32%13%52%
01 Jul 2019 - 31 Dec 201929 Jan 20203072%22%6%37%
01 Jan 2019 - 30 Jun 201926 Jul 20191786%14%0%14%

Payment Time Trends

Payment Distribution Trends

Invoice Payment Practices

This information is as reported by the business, and responses are in their own words.

Payment Terms

Standard payment terms

There are no standard payment terms as each contractual payment period is derived through agreement between BHSF and the supplier. Generally BHSF complies with the preferred terms of its supplier. There is no distinction in terms between different qualifying contracts. Terms depend on the supplier not the product or service that is being supplied. Whilst there are no standard terms the most common contractual period is 30 days.

Were there any changes to the standard payment terms in the reporting period?

No information available

Any other information about payment terms

No additional information

Maximum contractual payment period agreed

30

Dispute Resolution Process

There have been no disputes relating to payments during this reporting period and disputes are rare. If there are any queries then these are initially addressed informally by members of the finance department and the supplier. Should that not resolve the query then the matter will be escalated to the Chief Finance Officer or other relevant director.

Other Payment Information

Has this business signed up to a code of conduct or standards on payment practices?

For example, signatories to The Prompt Payment Code must commit to paying 95% of their invoices within 60 days.

Does this business offer e-invoicing in relation to qualifying contracts?

This is where suppliers can electronically submit and track invoices. It's not just allowing suppliers to email them an invoice.

Does this business offer supply chain finance?

This is where a supplier who has submitted an invoice can be paid by a third-party finance provider earlier than the agreed payment date. The business would then pay the finance provider the invoiced sum.

Under its payment practices and policies, can this business deduct sums from payments under qualifying contracts as a charge for remaining on a supplier list?

During the reporting period, did the business deduct sums from payments as a charge for remaining on a supplier list?

No information available

Company Summary

BHSF LIMITED is a UK-based company that provides a wide range of health and well-being products and services. The company was founded in 1873 and has been committed to promoting and supporting the health and well-being of its customers ever since.

Their sustainability program focuses on reducing their environmental impact and promoting sustainable practices. BHSF has implemented energy-efficient measures, reduced their carbon footprint, and actively promotes recycling and waste reduction. They also support local communities through charitable donations and volunteer work.

BHSF offers a range of health and well-being products and services, including health insurance, employee assistance programs, occupational health services, and health assessments. They also provide financial services such as personal accident insurance and income protection.

The key people at BHSF LIMITED include Chief Executive Officer, Peter Maskell, and Chairman, Mike Jackson. They are committed to maintaining the company's values of integrity, innovation, and customer focus.

For more information on BHSF LIMITED and its products and services, you can visit their website at www.bhsf.co.uk. The registered office address is 59 Temple Row, Birmingham, B2 5LS, UK.

Financial Metrics

Cash
£4,560,000
Net Worth
£24,073,000
Total Current Assets
£7,272,000
Total Current Liabilities
£2,048,000

Company Location