About Experian BusinessVisit website
Experian is one of the world's leading credit bureaus, offering business credit reports, scores, and analytics. Their Business Express platform provides UK company credit checks with risk indicators and payment history.
Feature Comparison
| Feature | PaymentCheck | Experian Business |
|---|---|---|
Free basic access | ||
Official government data | ||
Payment behavior focus | ||
Proprietary scoring | PaymentCheck Score | Intelliscore Plus |
Certification program | Enterprise & SME programs | |
Late payment calculator | ||
Sector benchmarking | ||
Regional benchmarking | ||
API access | ||
Monitoring alerts | Email alerts | |
Credit scoring | Core offering | |
International coverage | Global | |
Company financials | Via Beauhurst data | |
Director information | Via Companies House | |
Bulk reports |
Experian Business Strengths
- Trusted global brand
- Comprehensive credit scoring
- Multiple pricing options (single report or subscription)
- Integration with financial services
- Detailed financial analysis
PaymentCheck Advantages
- Paid access only
- Focus on traditional credit metrics not payment behavior
- No UK government payment data integration
- No late payment calculator
- No certification for good payers
Who should choose Experian Business?
Best for businesses that need traditional credit scoring and financial analysis on potential customers.
Frequently Asked Questions
Is PaymentCheck better than Experian?
PaymentCheck and Experian serve different purposes. PaymentCheck focuses on payment behavior using UK government data and is free to use. Experian provides traditional credit scoring and financial analysis at a cost. Choose based on whether you need payment practices data or credit risk assessment.
What does PaymentCheck offer that Experian doesn't?
PaymentCheck offers free access to official UK payment practices data, the PaymentCheck Score algorithm, sector and regional benchmarking, a late payment calculator, and certification for good payers. Experian focuses on credit scores rather than payment behavior.
Is PaymentCheck data as reliable as Experian?
PaymentCheck uses official UK government data that companies are legally required to report. This is highly reliable for payment practices. Experian uses different data sources focused on credit history. Both are reliable for their specific purposes.
Try PaymentCheck Free
Search UK companies and see their payment practices. No signup required.
