About CreditsafeVisit website
Creditsafe provides business credit reports, risk scores, and compliance data on over 430 million companies worldwide. They focus on credit risk assessment to help businesses make informed decisions about extending credit to customers and partners.
Feature Comparison
| Feature | PaymentCheck | Creditsafe |
|---|---|---|
Free basic access | ||
Official government data | ||
Payment behavior focus | ||
Proprietary scoring | PaymentCheck Score | Intelliscore |
Certification program | Enterprise & SME programs | |
Late payment calculator | ||
Sector benchmarking | ||
Regional benchmarking | ||
API access | Creditsafe Connect | |
Monitoring alerts | Email alerts | Daily alerts |
Credit scoring | Core offering | |
International coverage | 200+ countries | |
Company financials | Via Beauhurst data | |
Director information | Via Companies House | |
Bulk reports |
Creditsafe Strengths
- Extensive global coverage (430M+ companies)
- Daily monitoring alerts
- Strong credit scoring with 70% failure prediction
- 95% customer retention rate
- Fast onboarding
PaymentCheck Advantages
- Paid subscription required for all data
- Focus on credit worthiness not payment behavior
- No late payment calculator
- No certification program for good payers
- Does not use official government payment data
Who should choose Creditsafe?
Best for businesses that need to assess credit risk before extending trade credit to customers.
Frequently Asked Questions
Is PaymentCheck better than Creditsafe?
It depends on your needs. PaymentCheck is better if you want free access to UK payment practices data and a focus on how companies pay their suppliers. Creditsafe is better if you need comprehensive credit scoring and international coverage for trade credit decisions.
What does PaymentCheck offer that Creditsafe doesn't?
PaymentCheck offers free access to UK government payment data, the PaymentCheck Score algorithm specifically for payment behavior, a late payment interest calculator, and a certification program for excellent payers. These features are not available in Creditsafe.
Can I use both PaymentCheck and Creditsafe?
Yes, they serve complementary purposes. Use PaymentCheck to check payment practices (how quickly companies pay) and Creditsafe for credit risk assessment (whether companies can pay). Many businesses use both.
Try PaymentCheck Free
Search UK companies and see their payment practices. No signup required.
