Don't Work with Late Payers

Search 9,600+ UK companies to see actual payment times before you invoice

AI-powered analysis | 150+ sectors | 12 UK regions | Free government data

Searched by 10,000+ suppliers last month

Late Payments Are Killing UK Businesses

£23.4bn

Owed in late payments across UK

1 in 4

SMEs fail due to cash flow problems

23 days

Average invoice paid late

How It Works

Check payment behavior before you invoice — it takes 30 seconds

1

Search Any Company

Enter a company name to check their payment history

2

See Payment History

View average payment times, late payment rates, and AI analysis

3

Make Informed Decision

Invoice with confidence or negotiate better payment terms upfront

See What You'll Get

Example: Large Manufacturing Company
Average Payment Time
45 days
Paid Within 30 Days
34%
Late Payment Rate
58%
AI Analysis:

This company demonstrates slow payment behavior with 58% of invoices paid late. Suppliers should negotiate payment terms upfront and consider requesting deposits or milestone payments for large contracts.

Features

Government-Sourced Data

Official UK government payment reports, updated monthly from Companies House and BEIS data.

AI-Powered Analysis

Advanced AI analyzes payment patterns and provides actionable insights for supplier decisions.

Sector Benchmarking

Compare payment behavior against industry averages across 150+ sectors.

Free Public Access

All payment data freely accessible with no registration, fees, or hidden charges.

Who Uses PaymentCheck

Freelancers & Contractors

Check new clients before accepting work to avoid 60+ day payment waits

Small Business Owners

Avoid cash flow crises by identifying slow payers before extending credit

Accountants & Bookkeepers

Advise clients on credit terms and payment risk management

Procurement Teams

Assess supplier payment reliability and financial stability

Real Results from Real Users

"I searched a company before accepting a £50k contract. Saw 90-day payment average. Negotiated 50% upfront. Avoided a major cash flow crisis."
Sarah Jenkins
Freelance Marketing Consultant
"Found out a potential client had 67% late payment rate. Walked away from the deal. Saved myself months of invoice chasing."
Tom Harper
Web Development Agency Owner
"Used payment data to negotiate better terms with 3 clients. Now get paid 20 days faster on average."
Emma Wilson
Graphic Designer

UK Payment Intelligence by Sector & Region

The only platform offering comprehensive payment behavior analysis across 150+ industries and 12 UK regions

150+Sectors Analyzed

From construction to technology, healthcare to retail — see payment trends across every major UK industry

12UK Regions Covered

England, Scotland, Wales, Northern Ireland with city-level breakdowns for London, Manchester, Birmingham, and more

AI-Powered Sector Insights

Sector-specific payment trends, risk analysis, and benchmarking powered by advanced AI analysis

What You Can Discover

"Which sectors pay fastest?"

Compare construction vs. professional services vs. retail payment times. Know which industries are risky before you invoice.

"Regional payment patterns"

See how London companies compare to Manchester, Glasgow, or Cardiff. Regional economic differences reflected in payment behavior.

"Industry benchmarking"

Is your client's 60-day average normal for their sector, or are they an outlier? Compare against industry averages.

Late Payment Calculator

Already been paid late? Calculate statutory interest (8% + Bank of England base rate) and compensation fees you're owed.